Moving to Spain

With big cities like Madrid and Barcelona offering job opportunities, and coastal areas like Costa del Sol known for their relaxed lifestyle, Spain appeals to a wide range of expats. The healthcare system is highly regarded, and the cost of living, while varying by region, is generally lower than in many other Western European countries. However, navigating bureaucracy can be challenging, so learning Spanish is highly recommended to ease the transition.

Spain offers various visa options for work, study, and residency, with requirements depending on the applicant’s nationality and purpose of stay. EU/EEA citizens can live and work freely in Spain, while non-EU citizens typically need a visa to enter and a residence permit for long-term stays. The immigration process involves applying through Spanish consulates or embassies, and specific programs, like the Golden Visa, are available for investors. Spain’s immigration policies are generally welcoming, especially for skilled workers, entrepreneurs, and retirees.

Taxes in Spain are progressive, meaning that higher-income earners pay a higher percentage of their income in taxes. The system includes both national and regional taxes, with each autonomous community having some flexibility in setting rates. Personal income tax (Impuesto sobre la Renta de las Personas Físicas or IRPF) is a key component, with rates varying based on income brackets. In addition to income tax, residents in Spain are also subject to value-added tax (IVA), property tax, and social security contributions, which cover benefits like healthcare and pensions. While the overall tax burden can be significant, Spain’s social services and public benefits provide support in areas like healthcare, education, and unemployment.

The cost of living in Spain is generally lower than in many other Western European countries, making it an attractive destination for relocation. Currently, the country occupies #40 place on the list of 121 entries and is cheaper than, for instance, Sweden, Belgium, and Germany. At the same time, Spain is more expensive than Portugal or Poland. Housing costs vary by region, with major cities like Madrid and Barcelona being more expensive, especially in central locations, while smaller cities and rural areas offer more affordable options. Groceries, dining out, and transportation are also reasonably priced, with public transport being particularly budget-friendly. Utilities and healthcare tend to be lower in cost compared to other European nations. However, lifestyle choices and personal preferences can greatly influence individual expenses.

In Spain, especially in major cities like Madrid and Barcelona, expats can count on the availability of English-speaking jobs from international companies. For instance, Google and Amazon are continuously expanding their teams, especially in roles related to software development, cloud computing, and digital marketing, where English is often the working language. In the finance sector, companies like BNP Paribas and Deloitte seek professionals in consulting and fintech, with many positions available to English speakers. However, the knowledge of Spanish can be an advantage.

Even though the current unemployment rate is relatively high (over 11%), the progress is positive — the rate has decreased almost by 1% when compared with the first quarter of 2024. However, the job market is still competitive, especially in large cities like Barcelona and Madrid which offer more opportunities. Therefore, it would be wise to start searching for a job in advance.

Salaries in Spain vary depending on the industry, region, and level of experience, with the national average salary being relatively modest compared to other Western European countries. Sectors such as technology, finance, and engineering offer more competitive salaries, while industries like hospitality, retail, and tourism tend to have lower wages. Despite regional differences, salaries in Spain are generally lower compared to other Western European nations, but the lower cost of living in many parts of the country helps balance this out for many residents.

Moving to a new place is always challenging, so many expats prefer to rely on relocation companies in Spain. Such organizations offer assistance with everything from finding housing and schools to navigating legal paperwork and local regulations.

Many of these relocation companies also offer specialized services for expats, including language classes, cultural orientation, and help with integrating into the local community. Their expertise in handling the difficulties of international moves makes them great resources for anyone considering a move to Spain.

Top relocation companies in Spain:

• Mudanzasgb.com
• Relomar.com
• Mtsrelocationspain.com
• Eurohome-relocation.com
• Spainrelocation.eu
• Inters-moving.com

Spain has a highly regarded healthcare system that offers both public and private options. The public healthcare system, known as Sistema Nacional de Salud (SNS), provides universal coverage to residents and is largely funded through taxes. It offers a wide range of services, including general medical care, specialist treatments, and hospital care, with most services being either free or highly subsidized for residents. While public healthcare is accessible and of good quality, wait times for certain treatments can be long, which is why some people opt for private health insurance to get quicker access to specialists or elective procedures. Private health insurance is also common among expatriates and those seeking additional comfort or coverage beyond what the public system provides. Spain’s healthcare system is known for its high standards, and both public and private sectors benefit from well-trained medical professionals and modern facilities.

Madrid and Barcelona are among the most popular destinations for expats in Spain since they offer more job opportunities. However, they are also the most expensive ones. When choosing a city for relocation in Spain, consider the cost of living and availability of jobs in your industry there, as well as your lifestyle and habits. Choosing a smaller town is a way to cut expenses, but salaries there will be lower as well, and finding a job can take much more time.