Moving to Finland

Relocation to Finland offers a unique blend of modern convenience and impressive natural beauty. Known for its high quality of life (well above the average of 6.7), Finland boasts a robust social welfare system, excellent education, and a commitment to environmental sustainability. Cities like Helsinki and Tampere combine vibrant cultural scenes with efficient public transport and a strong emphasis on work-life balance. For nature enthusiasts, the country’s extensive forests, lakes, and the Northern Lights offer excellent outdoor experiences. Finland is a pretty expensive country, especially for those preferring urban areas — at the moment, it occupies the 17th position on the list of 121 countries in terms of cost of living. However, the overall safety, low crime rates, and inclusive and progressive society make Finland an attractive destination for those seeking a fresh start.

Finland offers various visa and immigration options, with EU/EEA citizens free to live and work without a visa. Non-EU citizens typically need a visa for short stays and a residence permit for long-term purposes such as work, study, or family reunification. Finland also has specific programs for skilled workers and entrepreneurs. Applications are usually made through Finnish embassies or consulates, and non-EU residents must register with local authorities upon arrival for long-term stays.

Finland has a progressive tax system, with higher-income earners paying a larger percentage of their income in taxes. In addition to national income tax, residents also pay municipal taxes, which vary by location, and contributions to social security, covering healthcare, pensions, and unemployment benefits. Finland also imposes a value-added tax (VAT) on goods and services, as well as taxes on capital gains and property. While the tax rates can be relatively high, they fund Finland’s extensive social welfare system, which includes free healthcare, education, and strong public services, ensuring a high quality of life for residents.

The cost of living in Finland is rather high, especially in major cities like Helsinki, Espoo, and Tampere — Finland is among the top 10 most expensive countries to live in Europe. Housing is one of the largest expenses, with rent and property prices in the capital region being particularly steep, though more affordable options can be found in smaller cities and rural areas. Groceries, dining out, and transportation are moderately priced, but Finland's high-quality products and services reflect these costs. Public transportation is efficient and well-integrated, particularly in urban areas, offering reasonable monthly passes for commuters. Utilities, including heating, are necessary and can be expensive, especially during the long winters. However, Finland's healthcare and education systems are excellent and largely subsidized, providing good value for residents.

International companies in Finland are attracted by the country's innovative business environment and highly skilled workforce. Global giants like Nokia and Wärtsilä, with their deep roots in the Finnish industry, show the country's strength in technology and engineering. Additionally, companies such as Kone, known for its expertise in elevators and escalators, and Rovio, the creator of Angry Birds, highlight Finland's vibrant tech and creative sectors. The presence of businesses like Microsoft and Google, which have established research and development hubs in Finland, also illustrates the country's appeal. With its strategic location in the EU, supportive infrastructure, and strong emphasis on sustainability, Finland offers international firms a dynamic and attractive landscape for growth and innovation.

In Finland, the job market is diverse and welcoming to English speakers, particularly in sectors like technology and finance. Many international companies and startups, such as Nokia and Rovio, offer roles where English is the primary working language, reflecting Finland's global business environment. Additionally, Helsinki and other major cities have a growing number of opportunities in customer service, IT, and research positions where fluency in English is sufficient, making it easier for expats to find employment.

Salaries in Finland are generally high, reflecting the country's robust economy and strong social welfare system. Wages vary by industry, with sectors such as technology, engineering, and healthcare offering some of the highest salaries, particularly in cities like Helsinki, Espoo, and Tampere. The public sector, including education and government roles, also provides competitive salaries, though these may be lower than in the private sector. Finland’s progressive tax system means that a significant portion of income goes toward taxes, but this is balanced by generous social benefits like healthcare, education, and parental leave.

Navigating the complexities of relocation, from finding suitable accommodation to understanding local regulations and cultural norms, can be challenging. Fortunately, relocation companies in Finland offer diverse types of support, including assistance with visa applications, housing searches, and settling-in services. Their expertise helps simplify the relocation process, ensuring a smoother adjustment to Finnish life, whether you're moving for work or personal reasons.

Top relocation companies in Finland:

• Victor EK
• FinnOppi
• AGS Movers
• Finconsult
• ISS Relocations

Finland has a comprehensive public healthcare system that provides universal access to residents, largely funded through taxes. Healthcare services, including primary care, hospital treatments, and specialist consultations, are administered by municipalities, ensuring that everyone has access to necessary medical services at a low cost. While patients may have to pay small fees for doctor visits and hospital stays, the costs are generally affordable, and there is a yearly cap on out-of-pocket expenses. Finland also offers a strong social welfare system, which ensures coverage for the unemployed and those with low incomes. Although private healthcare is available, it is less common, with some residents opting for private insurance to reduce waiting times for non-urgent treatments or to access additional services. Finland’s healthcare system is known for its high quality, efficiency, and focus on preventive care, contributing to the country’s strong overall health outcomes.

In Finland, cities like Helsinki, Tampere, and Turku stand out for their unique advantages and vibrant lifestyles. Helsinki, the capital, has an impressive urban environment with a thriving cultural scene, diverse job opportunities, and excellent public services. Tampere, known for its innovation and growing tech sector, provides a more relaxed yet dynamic atmosphere with a strong focus on education and quality of life. Turku, with its rich history and picturesque setting along the Aura River, combines a charming historical atmosphere with modern conveniences and a growing startup scene. Each city has its own distinct character, making them appealing options depending on one’s personal and professional preferences.