Moving to Belgium

Belgium is an appealing destination for relocation, offering a blend of historical charm and modern conveniences. The country has a high standard of living, excellent education, and great healthcare. Its central location within Europe makes it ideal for travel, with easy access to neighboring countries (for instance, it takes less than two hours to get from Brussels to Amsterdam by train). The English proficiency is high (around 55% of the Belgium population understands English), making it easier for newcomers to integrate. At the same time, the cost of living in Belgium is pretty high as well.

Belgium offers different visa and immigration options depending on nationality and purpose, with EU/EEA citizens free to live and work without a visa. Non-EU citizens typically require a visa for entry and a residence permit for long stays, such as work, study, or family reunification. The process usually begins with applying through a Belgian consulate or embassy. Belgium also has specific immigration routes for highly skilled workers and entrepreneurs. Once in the country, residents must register with local authorities. The system is organized to attract both professionals and investors.

Belgium has one of the highest tax rates in Europe, with a progressive income tax system that imposes higher rates on higher earnings (up to 50%). Personal income tax rates can be substantial, and social security contributions are also mandatory, covering pensions, healthcare, and unemployment benefits. In addition to income taxes, residents are subject to value-added tax (VAT) on goods and services, and there are regional taxes that vary by location, such as property taxes. Belgium also taxes investment income and capital gains. Despite the high tax burden, the system funds an extensive social welfare network, including high-quality healthcare, education, and public services, contributing to a strong social safety net.

The cost of living in Belgium is moderate compared to other Western European countries, though higher than in many Southern and Eastern European nations. Thus, the country is cheaper than Ireland, Finland, and Austria, but more expensive than Spain and Poland. Housing costs, especially in cities like Brussels, Antwerp, and Ghent, can be relatively high, particularly for centrally located apartments. However, suburban and rural areas offer more affordable housing options. Groceries, healthcare, and public transportation are reasonably priced, with Belgium’s rail and bus network providing affordable travel within the country. Utilities tend to be on the higher side, especially for heating during the colder months. Dining out and entertainment can vary, with some cities being pricier than others, but Belgium offers a mix of options to suit various budgets.

Belgium is a hub for international companies, making it a prime destination for English-speaking professionals. Major corporations like Google, Deloitte, and Pfizer have significant operations in the country, particularly in Brussels, which is also home to numerous EU institutions and NATO headquarters. Companies such as Microsoft, IBM, and Procter & Gamble actively seek English-speaking talent, especially in sectors like IT, finance, and consulting. The presence of these global firms ensures a steady demand for professionals with strong English skills, offering ample opportunities for career growth in a dynamic, multicultural environment.

The job market of Belgium has a strong demand in sectors like finance, technology, and engineering. The country is known for its competitive salaries, excellent work-life balance, and supportive labor laws. English-speaking professionals will find opportunities, particularly in international companies based in major cities like Brussels and Antwerp. Additionally, the multilingual environment enhances job prospects for those proficient in Dutch, French, or German.

Salaries in Belgium are generally competitive and comparable to other Western European countries, with variations based on industry, location, and experience level. Major cities like Brussels and Antwerp tend to offer higher salaries, especially in sectors such as finance, technology, and law, due to their economic significance. However, salaries in smaller towns or regions may be lower, especially in industries like retail or hospitality. The tax burden in Belgium is relatively high, which can impact net take-home pay, but this is balanced by a strong social safety net, including healthcare, pensions, and unemployment benefits.

Relocation companies in Belgium provide various services to ease the transition for newcomers. These firms specialize in assisting with everything from finding housing and navigating local bureaucracy to settling into the community. They offer tailored support for expatriates, ensuring a smooth and efficient relocation process. With extensive local knowledge and experience, these companies help individuals and families adapt quickly to life in Belgium, making the move as smooth as possible.

Top relocation companies in Belgium:

• NuCompass Mobility
• Packimpex
• EXP Moving Belgium
• Gosselin
• Putters International Movers Belgium
• Crown Relocations

Belgium has an excellent healthcare system that combines both public and private elements, offering comprehensive medical services to residents. Healthcare is funded through a combination of social security contributions and taxes, ensuring universal access for all citizens and legal residents. Most people in Belgium are covered by compulsory health insurance, which is provided through mutual health funds (mutualités/mutualiteiten) that operate under the public system. This insurance covers a large portion of medical expenses, including doctor visits, hospital care, and prescription medications, although patients may still need to pay small co-payments. In addition, many residents opt for supplemental private health insurance to cover additional costs, such as private rooms in hospitals or specialized treatments. Belgium’s healthcare system is known for its high standards, with well-trained professionals, modern facilities, and relatively short wait times for most medical services.

Choosing a city in Belgium depends on your lifestyle and professional needs. Brussels, the capital, is ideal for those seeking a vibrant international environment, with numerous job opportunities in government, finance, and technology. Antwerp, a key port city, appeals to those in logistics, fashion, and the arts, offering a blend of modernity and tradition. For a more tranquil setting with rich history, Bruges or Ghent might be ideal, with their picturesque canals and medieval architecture. Each city offers a unique experience, so consider your career goals, language preferences, and desired pace of life when deciding where to settle.