Living in Toronto

As Canada’s largest city, Toronto is home to a wide range of cultural communities, which fosters a welcoming atmosphere for newcomers — around 26% of people there regularly speak a language other than English or French (as of 2021). The city has excellent public services, including a strong healthcare system and educational infrastructure, making it particularly attractive for families. With a variety of neighborhoods to choose from, each offering its unique character, residents can find a suitable area that aligns with their lifestyle and preferences.

The job market in Toronto is one of the most dynamic in Canada, with numerous opportunities across sectors such as finance, technology, healthcare, and the arts. English is the primary language here, so if you speak it, you will face no problems when communicating with employers and not only. Although the cost of living can be high, particularly in desirable neighborhoods, the city’s high wages and diverse job prospects often help offset these expenses. Overall, Toronto’s vibrant culture, strong economy, and comprehensive support systems make it a great choice for those looking to relocate.

As the largest city of Canada, Toronto occupies #6 position on the list of its most expensive cities. Housing is the biggest expense, with rent and property prices in central neighborhoods like Downtown, Yorkville, and the Waterfront being particularly steep. Even suburban areas can be costly due to high demand. Groceries, dining out, and entertainment are also more expensive compared to smaller cities, reflecting Toronto’s status as a major financial and cultural hub. Public transportation, including buses, streetcars, and the subway, is widely used and affordable, though commuting costs can add up for those living farther from the city center. Utilities and healthcare are reasonably priced, with healthcare largely covered by Ontario’s public system.

Toronto has a thriving job market, driven by key industries such as finance, technology, healthcare, and education, making it one of the strongest economic hubs in Canada. The city is home to the Toronto Stock Exchange and numerous multinational companies, creating opportunities in banking, investment, and financial services. Additionally, Toronto’s tech sector is quickly growing, with many startups and global companies (like Google and Amazon) seeking skilled professionals in areas like software development and data analysis. Healthcare and education are also significant employers. With English as the primary working language and a diverse, inclusive business environment, Toronto offers a lot of opportunities for professionals from various backgrounds.

Just like any other popular relocation destination, Toronto has a high demand for housing and rising rent prices, particularly in the city center. Apartments and houses in popular neighborhoods like Downtown, the Annex, and Queen West are often expensive, leading many newcomers to explore more affordable options in suburban areas like Scarborough or Etobicoke. However, sometimes the difference is not really significant — a one-bedroom apartment outside of the center may cost around C$2,120, while a similar place in the central area — approximately C$2,520. Despite these challenges, Toronto has a variety of housing options, from high-rise condos to family-friendly homes, catering to different lifestyles and budgets.

Toronto has an extensive public transportation system, primarily operated by the Toronto Transit Commission (TTC), which includes buses, streetcars, and a subway network that covers the city and surrounding areas. The subway is the backbone of the system, with lines connecting major neighborhoods and business districts, while buses and streetcars fill in the gaps, ensuring reliable access across the city. The Presto card system is a convenient, cashless way to pay for fares, and transit is integrated with regional services like GO Transit for those commuting from nearby cities. While the system can be crowded during peak hours, it remains an affordable and efficient option for navigating Toronto, especially in avoiding the city's frequent traffic congestion.

Healthcare in Toronto is supported by a strong network of hospitals, clinics, and specialized medical facilities, providing residents with access to a wide range of services, from primary care to advanced treatments. The city is home to some of Canada's leading medical institutions, such as Toronto General Hospital. Through Ontario's publicly funded healthcare system, most essential services are covered, ensuring that residents have access to necessary treatments without financial barriers. Residents must have an Ontario Health Insurance Plan (OHIP) card to access free healthcare.