Backend Engineer

icon location London, The United Kingdom
icon company Monzo

Unverified relocation package Source: greenhouse.io

About Monzo

At Monzo, we’re building a new kind of bank. One that lives on your smartphone, and that’s built for the way we live today. By solving your problems, treating you fairly and being totally transparent, we believe that we can make banking better.

Since we started in February 2015, we’ve been busy building the best current account in the world. We received our full UK banking licence from the FCA and PRA in April 2017, and are now working hard to roll current accounts out to everyone in the UK. Download the app today to join the 400,000 customers using our hot coral cards to manage their money and spend around the world.

Your qualification

  • The work we’re doing sounds exciting!
  • You want to be involved in building a product that you and everyone you know uses literally every day
  • You’re keen to learn more about new technologies and the arcane inner workings of the financial industry
  • You’re comfortable working in a team that deals with ambiguity every day
  • You’re interested in distributed systems and writing resilient software
  • You have some experience with strongly-typed languages (e.g. Go, Java, C, Scala…)

What we offer

We can help you relocate to London, we can sponsor visas, and we're open to remote working as long as you can spend around 20% of your time in London.

We care deeply about inclusive working practices and diverse teams. If you’d prefer to work part-time or as a job-share, we’ll facilitate this wherever we can - whether to help you meet other commitments or to help you strike a great work-life balance.

Additional details

Scaling Customer Operations

Monzo is a customer service company. In order to scale our current level of service to a billion users and beyond, we are investing heavily in building a state of the art workflow management system for all manual work in the company. We consider this to be our secret competitive advantage that is not really visible outside the company.

Data

Help us take Monzo’s data capabilities to the next level by building systems which allow us to explore massive data sets interactively and run machine learning models in real time on event streams, all whilst maintaining strong data integrity.

Platform

Help us build a state-of-the-art microservices platform based on the learnings of Netflix, Twitter, and Google. We're investing a lot of up-front effort in building a scalable, secure, and extensible architecture. 

Payments

Help us write code that moves money. Between integrating with crufty old payment schemes, connecting to legacy systems from the 1970s, and designing our own core banking ledger, at Monzo we get to see how the financial sausage is made! If you were ever curious about how money flows through the financial systems or wanted to write code to move money in a safe way, this is your chance.

Growth

Over the first 9 months of 2017, we organically grew our userbase almost 5% week-over-week. This growth was the result of several new features we introduced under the umbrella of "Monzo with friends". The Growth team is a full-stack product engineering team that is responsible for building product features that drive growth.

Retention

Help us build product features such as spending reports, budgeting, receipt scanning, or targets that make the Monzo app more useful. Over 55% of people that sign up for a Monzo account still use it for financial transactions three months later. This number is what the Retention team is optimizing.

Partnerships

Our long term goal is to be more than just a bank - we want to become each user's financial control centre. The partnerships team is building integrations and product features that help our users save money or otherwise optimize their financial life. It is also the team that builds our third party developer API.

Lending

Help us build fair and transparent lending products. In the short term, our primary revenue stream comes from lending. We have written a blog post to give you an idea of what that looks like.

Financial Crime and Security

We do a lot of work around fraud and electronic crime, using a mix of machine learning models, discrete rules, human review, and clever product features to fight back. We've written about how we do that on our blog. You’d work closely with our Risk and Compliance team, analytics, customer support, and fraud investigators to make sure we’re doing everything we can to fight against financial crime.


Backend Engineer

icon location London, The United Kingdom
icon company Monzo

Unverified relocation package Source: greenhouse.io

About Monzo

At Monzo, we’re building a new kind of bank. One that lives on your smartphone, and that’s built for the way we live today. By solving your problems, treating you fairly and being totally transparent, we believe that we can make banking better.

Since we started in February 2015, we’ve been busy building the best current account in the world. We received our full UK banking licence from the FCA and PRA in April 2017, and are now working hard to roll current accounts out to everyone in the UK. Download the app today to join the 400,000 customers using our hot coral cards to manage their money and spend around the world.

Your qualification

  • The work we’re doing sounds exciting!
  • You want to be involved in building a product that you and everyone you know uses literally every day
  • You’re keen to learn more about new technologies and the arcane inner workings of the financial industry
  • You’re comfortable working in a team that deals with ambiguity every day
  • You’re interested in distributed systems and writing resilient software
  • You have some experience with strongly-typed languages (e.g. Go, Java, C, Scala…)

What we offer

We can help you relocate to London, we can sponsor visas, and we're open to remote working as long as you can spend around 20% of your time in London.

We care deeply about inclusive working practices and diverse teams. If you’d prefer to work part-time or as a job-share, we’ll facilitate this wherever we can - whether to help you meet other commitments or to help you strike a great work-life balance.

Additional details

Scaling Customer Operations

Monzo is a customer service company. In order to scale our current level of service to a billion users and beyond, we are investing heavily in building a state of the art workflow management system for all manual work in the company. We consider this to be our secret competitive advantage that is not really visible outside the company.

Data

Help us take Monzo’s data capabilities to the next level by building systems which allow us to explore massive data sets interactively and run machine learning models in real time on event streams, all whilst maintaining strong data integrity.

Platform

Help us build a state-of-the-art microservices platform based on the learnings of Netflix, Twitter, and Google. We're investing a lot of up-front effort in building a scalable, secure, and extensible architecture. 

Payments

Help us write code that moves money. Between integrating with crufty old payment schemes, connecting to legacy systems from the 1970s, and designing our own core banking ledger, at Monzo we get to see how the financial sausage is made! If you were ever curious about how money flows through the financial systems or wanted to write code to move money in a safe way, this is your chance.

Growth

Over the first 9 months of 2017, we organically grew our userbase almost 5% week-over-week. This growth was the result of several new features we introduced under the umbrella of "Monzo with friends". The Growth team is a full-stack product engineering team that is responsible for building product features that drive growth.

Retention

Help us build product features such as spending reports, budgeting, receipt scanning, or targets that make the Monzo app more useful. Over 55% of people that sign up for a Monzo account still use it for financial transactions three months later. This number is what the Retention team is optimizing.

Partnerships

Our long term goal is to be more than just a bank - we want to become each user's financial control centre. The partnerships team is building integrations and product features that help our users save money or otherwise optimize their financial life. It is also the team that builds our third party developer API.

Lending

Help us build fair and transparent lending products. In the short term, our primary revenue stream comes from lending. We have written a blog post to give you an idea of what that looks like.

Financial Crime and Security

We do a lot of work around fraud and electronic crime, using a mix of machine learning models, discrete rules, human review, and clever product features to fight back. We've written about how we do that on our blog. You’d work closely with our Risk and Compliance team, analytics, customer support, and fraud investigators to make sure we’re doing everything we can to fight against financial crime.


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