{"id":2036,"date":"2021-08-07T15:21:22","date_gmt":"2021-08-07T15:21:22","guid":{"rendered":"https:\/\/relocate.me\/blog\/?p=2036"},"modified":"2025-04-07T11:57:15","modified_gmt":"2025-04-07T11:57:15","slug":"moving-to-the-uk-for-a-tech-job","status":"publish","type":"post","link":"https:\/\/relocate.me\/blog\/expat-stories\/moving-to-the-uk-for-a-tech-job\/","title":{"rendered":"Moving to London for a Tech Job: Mahdi&#8217;s Relocation Story"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 13<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>\n<p><span style=\"font-weight: 400;\">The UK, particularly London, is one of the <\/span><a href=\"https:\/\/alternativecreditinvestor.com\/2023\/12\/19\/the-uk-is-a-top-destination-for-software-engineering-jobs-into-2024\/\"><span style=\"font-weight: 400;\">top destinations<\/span><\/a><span style=\"font-weight: 400;\"> for software engineers looking for work. Many major tech companies have set up offices in London, and it&#8217;s also a magnet for many of <\/span><a href=\"https:\/\/relevant.software\/blog\/top-tech-companies-in-london\/\"><span style=\"font-weight: 400;\">Europe&#8217;s promising startups<\/span><\/a><span style=\"font-weight: 400;\">. There&#8217;s a lot to love about <a href=\"https:\/\/relocate.me\/moving-to-united-kingdom\/london\">living in London<\/a>: world-class universities and schools, talented people in all fields, and lots of cultural diversity. For all these reasons, the capital of England is a popular target for relocation for many people in tech.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our team spoke with <\/span><a href=\"https:\/\/twitter.com\/mahdi\"><span style=\"font-weight: 400;\">Mahdi<\/span><\/a><span style=\"font-weight: 400;\">, who found a job as a Tech Lead through <\/span><a href=\"http:\/\/relocate.me\"><span style=\"font-weight: 400;\">Relocate.me<\/span><\/a> <span style=\"font-weight: 400;\">and moved to London from Iran. We hope to guide and inspire you with this recap of our conversation if you&#8217;re interested in <a href=\"https:\/\/relocate.me\/moving-to-united-kingdom\">moving to the UK<\/a> to work in the tech industry. Get to know how to move and live in London!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here we go.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><strong>Mahdi&#8217;s background<\/strong><\/span><br \/><strong>Home country:<\/strong> Iran<br \/><strong>Tech experience:<\/strong> 15+ years<br \/><strong>Current tech stack:<\/strong> .NET, Python, and Go<br \/><strong>Passions outside of work:<\/strong> Fintech and cryptocurrencies<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2071\" src=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/image3-\u2014-\u043a\u043e\u043f\u0438\u044f-1024x498.jpg\" alt=\"Mahdi\" width=\"1278\" height=\"621\" srcset=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/image3-\u2014-\u043a\u043e\u043f\u0438\u044f-1024x498.jpg 1024w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/image3-\u2014-\u043a\u043e\u043f\u0438\u044f-300x146.jpg 300w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/image3-\u2014-\u043a\u043e\u043f\u0438\u044f-768x373.jpg 768w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/image3-\u2014-\u043a\u043e\u043f\u0438\u044f.jpg 1272w\" sizes=\"auto, (max-width: 1278px) 100vw, 1278px\" \/><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>Why did you choose London as your destination for working abroad?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">I had friends in the UK, and another advantage was that my family and I already spoke English, so we didn&#8217;t need to struggle with learning another language along with all the other pressures of moving. Speaking fluent English made the decision about relocation to London very much easier.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>You found your job in London through Relocate.me\u2014how did the site help with your search and move?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Relocate.me is specifically designed as a job board for <\/span><a href=\"https:\/\/relocate.me\/international-jobs\"><span style=\"font-weight: 400;\">IT jobs that provide assistance for relocation<\/span><\/a><span style=\"font-weight: 400;\">. The site also has a lot of <\/span><a href=\"https:\/\/relocate.me\/international-jobs\/job-search-guide\/\"><span style=\"font-weight: 400;\">resources about relocation<\/span><\/a><span style=\"font-weight: 400;\">, which are very helpful. It made the whole process easier.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>You&#8217;re working as a Technical Lead at Candesic. Can you talk about the interview process for this position?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">I went through four rounds of interviews in total. First, there was a <\/span><a href=\"https:\/\/relocate.me\/international-jobs\/job-search-guide\/screening-interviews\"><span style=\"font-weight: 400;\">screening interview<\/span><\/a><span style=\"font-weight: 400;\">, which let me learn more about the position. Then I interviewed with the managing partner at the company, which was a general interview to determine whether I would be a good fit for the company and the position. After that, I met with some of their tech people to assess my skills and experience more directly. Finally, I met with the managing partner again to finish the deal.<\/span><\/p>\n<p><a href=\"https:\/\/relocate.me\/blog\/working-abroad\/developers-checklist-25-questions-to-ask-your-future-employer-before-relocation\/\"><b>25 Questions To Ask Your Future Employer (Before Relocation) \u2192<\/b><\/a><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What did you have to do to get a UK work visa?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">To move to London from India or immigrate to the UK for work, you need a <\/span><a href=\"https:\/\/relocate.me\/visas\/united-kingdom\/skilled-worker-visa\"><span style=\"font-weight: 400;\">Skilled Worker visa<\/span><\/a><span style=\"font-weight: 400;\"> [formerly a Tier 2 General work visa]. To get one, you need to have a job offer from a company in the UK that has a licence to sponsor you. After you get a job offer, the company will apply for a Certificate of Sponsorship (CoS) from the <\/span><a href=\"https:\/\/www.gov.uk\/government\/organisations\/home-office\"><span style=\"font-weight: 400;\">Home Office<\/span><\/a><span style=\"font-weight: 400;\">, which can take up to a month sometimes. Then the company will get you the CoS information and their sponsor licence number, and then you can apply for the work visa. You can do the whole thing online, including payments, through the UK&#8217;s government site. Your dependents and your family can get the same visa as part of your application.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are two fees that you have to pay:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.gov.uk\/healthcare-immigration-application\/how-much-pay\"><span style=\"font-weight: 400;\">IHS fee<\/span><\/a><span style=\"font-weight: 400;\">, which is for healthcare, and when I applied, it was \u00a3470 per person per twelve months. Now, the IHS fee is \u00a31,035 per person per year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.gov.uk\/government\/publications\/visa-regulations-revised-table\/home-office-immigration-and-nationality-fees-4-october-2023\"><span style=\"font-weight: 400;\">Visa fee<\/span><\/a><span style=\"font-weight: 400;\"> depends on the length of time you&#8217;re applying for. That&#8217;s part of the CoS that you&#8217;ll get from your sponsor company. The fee for the UK can be pretty expensive, especially compared to other countries. I had to spend about \u00a31,200 per person. Since October 2023, the fee is \u00a31,846 for Route to Settlement visas.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You&#8217;ll need a credit or debit card to pay those fees online, though the sponsor may pay for it as part of their relocation allowance, so it&#8217;s good to discuss that with them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After you submit your visa application online, you&#8217;ll get an appointment to go to the Embassy or a <\/span><a href=\"https:\/\/www.gov.uk\/find-a-visa-application-centre\"><span style=\"font-weight: 400;\">UK Visa Application Centre<\/span><\/a><span style=\"font-weight: 400;\"> (VAC) (operated by VFS Global) to bring in your documents and do the biometrics. My appointment in Tehran was about four weeks after I submitted the application. Doing everything there took about an hour. Then I got my passport with the visa two weeks later.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The visa gives you a one-month entry window. Once you get to the UK, you need to finalise your residency by registering at the police station and getting your <\/span><a href=\"https:\/\/www.gov.uk\/biometric-residence-permits\"><span style=\"font-weight: 400;\">Biometric Residence Permit<\/span><\/a><span style=\"font-weight: 400;\"> (BRP). You get all the info about that when you get your passport and visa. Your BRP card is like your visa that you&#8217;ll need to have when you travel outside the UK. However, keep in mind that from January 1st, 2025, the UK government plans <\/span><a href=\"https:\/\/economictimes.indiatimes.com\/nri\/migrate\/uk-to-replace-physical-biometric-immigration-cards-with-e-visas-by-2025\/articleshow\/107624729.cms?from=mdr\"><span style=\"font-weight: 400;\">to phase out the BRP system<\/span><\/a><span style=\"font-weight: 400;\">. A new digital eVisa system will be implemented, and physical BRP cards will no longer be issued.<\/span><\/p>\n<div class=\"content__item\">\n<h2><span style=\"font-weight: 400;\">Visas for relocation to the UK<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As Mahdi mentioned, one of the requirements for a Skilled Worker visa is having a job offer in hand from an approved UK employer. Visit this <\/span><a href=\"https:\/\/www.gov.uk\/government\/publications\/register-of-licensed-sponsors-workers\"><span style=\"font-weight: 400;\">link for a list of organisations<\/span><\/a><span style=\"font-weight: 400;\"> that are licensed to sponsor workers for this visa. Use the search feature to see whether your target company is on the list and if they can support your move to London from India or any other country.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What relocation assistance did you get from your employer?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">My employer covered all of my visa expenses, as well as my flight. I had to find a flat here in London on my own.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>How long did it take to actually move after you accepted the job offer?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">It was about three months. I could have moved sooner, but I had some things I needed to wrap up in my home country first.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>How difficult is it to find an apartment for rent in London? Are most rentals furnished or unfurnished?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">It can be a bit difficult, since Greater London is a big area, and flats in central London are really expensive. When you don&#8217;t know what areas in Greater London to look in, and you&#8217;re trying to be close to a good school, or anything else you&#8217;re looking for, it can be frustrating. I ended up with an unfurnished flat, but there were also furnished ones available.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What are the best websites for finding rental properties in London?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The easiest way to find a place in London is with online portals like <\/span><a href=\"https:\/\/www.rightmove.co.uk\/\"><span style=\"font-weight: 400;\">Rightmove<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.zoopla.co.uk\/\"><span style=\"font-weight: 400;\">Zoopla<\/span><\/a><span style=\"font-weight: 400;\">. It&#8217;s all dependent on your budget and where you want to live. There are nine zones in London that go in concentric circles, getting further from central London. The closer to Zone 1 (central London) you want to be, the more you&#8217;ll have to spend. It can be a bit overwhelming, but once you know what area you&#8217;re interested in, it&#8217;s easier to narrow it down, and those online portals are definitely helpful for searches.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you find a place, contact the local council authority to let them know your new address, and they&#8217;ll issue a council tax bill, which you can use as proof of address. I was also required to notify the police of my change of address within seven days of my move. However, this step is no longer needed. The police registration scheme ended in August 2022, so you won\u2019t have to do that.<\/span><\/p>\n<\/div>\n<div class=\"content__item\">\n<h2><span style=\"font-weight: 400;\">Renting properties in London and England<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Finding a property to rent in England is pretty much the same across the country. While it is possible to rent directly through landlords, many prefer to use a third party as a middle-man of sorts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are a few things to be aware of when renting in London. The first is that most properties will require a <\/span><b>security deposit<\/b><span style=\"font-weight: 400;\"> upfront. This will typically be 4\u20135 weeks&#8217; rent and legally cannot exceed five weeks&#8217; rent (<\/span><a href=\"https:\/\/assets.publishing.service.gov.uk\/media\/5f745d218fa8f5188f48d605\/Tenancy_Fees_Act_-_Statutory_guidance_for_enforcement_authorities.pdf\"><span style=\"font-weight: 400;\">unless the annual rent exceeds \u00a350,000<\/span><\/a><span style=\"font-weight: 400;\">). These deposits are usually returned at the end of the tenancy, providing the property is in acceptable condition.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On top of the 4\u20135 weeks&#8217; deposit, the landlord will likely expect <\/span><b>the first month&#8217;s rent upfront as well<\/b><span style=\"font-weight: 400;\">, though some may even want two months&#8217; rent!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After the initial deposit and rent payments are sorted, it will just be a monthly payment of the agreed-upon amount. Depending on the tenancy agreement, this will either continue for the contracted period (typically 6\u201312 months) though some operate on a rolling basis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These rolling contracts usually have a minimum term of about six months and then just continue on a monthly basis until notice is handed in or another circumstance requires tenants to move out. And just about every contract has a minimum of one month&#8217;s notice if the tenant intends to leave the property (unless otherwise stated in the contract!).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to finding the right property, London boasts a variety of furnished and unfurnished properties. Even unfurnished properties may include curtains, white goods (i.e., fridge, freezer, oven, etc.) and sometimes sofas and beds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So it\u2019s incredibly important to clarify what furniture comes with the flat before signing the tenancy agreement.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>How much does it cost to rent an apartment and cover utilities in London? Numbeo puts the average cost of rent for a one-bedroom apartment in downtown London at \u00a32,200.<\/b><\/span><\/p>\n<p>That sounds about right for central London. It gets more affordable if you go elsewhere in Greater London. By the time I moved, I was able to find a two-bedroom flat for under \u00a31,300, and it costs around \u00a3150 for council tax, \u00a380 for utilities, \u00a330 for Internet, and \u00a325 for mobile. But prices in the UK have risen significantly in recent years. According to Numbeo, people pay around \u00a3275 for utilities in London now.<\/p>\n<\/div>\n<div class=\"content__item\">\n<h2><span style=\"font-weight: 400;\">The cost of living in London<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/relocate.me\/cost-of-living\/united-kingdom\/london\"><b>cost of living in London<\/b><\/a><span style=\"font-weight: 400;\"> greatly reflects why the city has higher wages. Being the capital of England, London&#8217;s properties often have a higher price tag, regardless of whether they are being rented or bought. That being said, the cost of living will vary depending on the area or borough you choose.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The more expensive areas, such as Kensington, Mayfair or Chelsea, can easily set renters back \u00a33,000\u2013\u00a35,000+ a month, and that is before any other bills such as utilities, internet or groceries have been paid. This is partly due to the properties themselves and other factors like their central location within the city.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, if longer commutes are okay, there are cheaper areas, such as the London Borough of Bexley, where <\/span><b>properties can be found with rents closer to \u00a31,500<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After rent, there are the general bills. The three <\/span><b>main utilities<\/b><span style=\"font-weight: 400;\"> which British households use are;<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Water:<\/b><span style=\"font-weight: 400;\"> the average water bill is about \u00a335 per calendar month.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Electricity:<\/b><span style=\"font-weight: 400;\"> an average of \u00a356 per calendar month, but this can easily be more or less expensive depending on how many electronic devices are in the property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gas:<\/b><span style=\"font-weight: 400;\"> gas will cost about \u00a365 per calendar month.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Most energy companies will charge the gas and electric bills together but break them down separately. (E.g., the bill will be charged as \u00a3100, but itemised as \u00a360 electric and \u00a340 gas). It is also quite easy to reduce the cost of these bills by making small changes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, some houses offer a central heating system that uses gas to warm the home. By opting for warmer clothes and turning the heating off, it is possible to lower this cost.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Then there are <\/span><b>internet<\/b><span style=\"font-weight: 400;\"> costs which, according to Numbeo, average \u00a330 per month. In England, most broadband providers also offer various cable TV packages; these will bump up the bill, though!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In England, there is also a charge known as a TV licence which is just over \u00a312 a month, and anyone with access to live TV or the BBC and its channels is required to pay by law.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can easily compare different UK broadband and TV providers, gas and electricity suppliers, mobile phone deals, and more by using sites like Uswitch.com.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As for <\/span><b>groceries<\/b><span style=\"font-weight: 400;\">, the average food bill costs around \u00a3250\u2013\u00a3300 per person per month, which is pretty standard across England and depends more on personal shopping habits than the area in which a person lives.<\/span><\/p>\n<p><a href=\"https:\/\/relocate.me\/cost-of-living\/united-kingdom\"><b>Learn more about the cost of living in the UK \u2192<\/b><\/a><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What&#8217;s the average software developer salary in London?<\/b><\/span><\/p>\n<p><b>Software engineer salaries are usually above \u00a350,000<\/b><span style=\"font-weight: 400;\">, which is good. But, of course, it depends on your seniority level and the coding language used.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What percentage of your salary goes to taxes?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Around 25% for those with an <a href=\"https:\/\/relocate.me\/salaries\/united-kingdom-average-salary\">average income<\/a> (around \u00a333,000\u2013\u00a350,000 per year). Those with very high salaries will pay a higher percentage due to the higher income tax bracket (40% or 45%). Their combined tax burden could be well above 30%.<\/span><\/p>\n<\/div>\n<div class=\"content__item\">\n<h2><span style=\"font-weight: 400;\">Taxation in England<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In England, higher salaries will mean higher tax rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Of the various types of tax the British pay, the largest by far is\u00a0<\/span><a href=\"https:\/\/relocate.me\/taxes\/guide\/united-kingdom\"><b>income tax<\/b><\/a><span style=\"font-weight: 400;\">. This is money that is deducted from a person&#8217;s pay cheque by \u201c<\/span><a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\"><span style=\"font-weight: 400;\">Her Majesty&#8217;s Revenue and Customs<\/span><\/a><span style=\"font-weight: 400;\">\u201d (commonly known as HMRC) before it even hits their bank account. This total is worked out by taking a percentage of your salary or predicted earnings, depending on which tax bracket they fall in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">England&#8217;s tax brackets can be slightly confusing; most people are given a \u201c<\/span><b>tax-free allowance<\/b><span style=\"font-weight: 400;\">\u201d of about \u00a312,570. Though the amount may differ on an individual basis, the concept surrounding it is the same; there is no tax paid on the first \u00a312,570 (or whatever the amount of the personal allowance is).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After the personal allowance, workers are expected to pay <\/span><b>20%<\/b><span style=\"font-weight: 400;\"> on anything earned up to \u00a350,270. This then increases to <\/span><b>40%<\/b><span style=\"font-weight: 400;\"> on any income between \u00a350,270 and \u00a3125,140. And if you are lucky enough to earn over \u00a3125,140, you would pay <\/span><b>45%<\/b><span style=\"font-weight: 400;\"> in tax.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So applying this to the average software developer salary in London provided by Indeed\u2014\u00a362,058 per year\u2014income tax would look something like so;<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">0% on the first \u00a312,570<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">20% (\u00a37,540) on the next \u00a337,700<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">40% (\u00a34,715) on the next \u00a311,788<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The government has made it easy for you to try and work out your income tax by offering an <\/span><a href=\"https:\/\/www.gov.uk\/estimate-income-tax\"><span style=\"font-weight: 400;\">income tax calculator<\/span><\/a><span style=\"font-weight: 400;\">. And here&#8217;s one more <\/span><a href=\"https:\/\/relocate.me\/taxes\/calculator\/united-kingdom\"><span style=\"font-weight: 400;\">easy-to-use calculator<\/span><\/a><span style=\"font-weight: 400;\"> to quickly estimate your after-tax pay cheque in the UK.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another form of tax that UK residents are charged is <\/span><b>National Insurance<\/b><span style=\"font-weight: 400;\">. This is what funds the UK&#8217;s health system known as the NHS (which is discussed further on!). Similarly to income tax, this payment is taken out before you receive your pay cheque and varies depending on how much you earn.<\/span><\/p>\n<p><a href=\"https:\/\/www.gov.uk\/national-insurance-rates-letters\"><span style=\"font-weight: 400;\">National insurance<\/span><\/a><span style=\"font-weight: 400;\"> is charged at 12% on earnings between \u00a3184.01 and \u00a3967 (per week). And then earnings of \u00a3967.01 or more a week are charged at 2%. As of April 6, 2024, the main rate of National Insurance for employees is 10%, not 12%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The last form of tax people living in the UK pay is <\/span><b>council tax<\/b><span style=\"font-weight: 400;\">. This is a monthly bill paid to the local councils. Council tax funds any local renovations, projects, rubbish collections, etc.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">How much council tax a person pays depends entirely on the property they live in. In London, this can range from a few hundred pounds per month to over \u00a31,000, depending on the property and the area. If you head over to the UK&#8217;s government website, you can find <\/span><a href=\"https:\/\/www.gov.uk\/pay-council-tax\"><span style=\"font-weight: 400;\">a calculator<\/span><\/a><span style=\"font-weight: 400;\"> to determine approximately how much the council tax will be.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">England also has a few other types of tax which people pay, such as;<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consumers tax (VAT): this is typically included in the total cost of items. It is usually stated whether VAT is excluded from the price, so you will know before reaching the checkout!<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Excise duties on alcohol and tobacco.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle tax: all cars in the UK must be taxed, insured and MOT\u2019d in order to be road legal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Corporation tax: charged on company profit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stamp duties: tax when buying houses or shares.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The last two may be less applicable to most people, especially when first relocating to England. However, they are still good to be aware of, especially if you intend to start your own business or buy a house in the future!<\/span><\/p>\n<p><a href=\"https:\/\/relocate.me\/taxes\/calculator\/united-kingdom\"><b>Get an idea of what your net salary in London would be like using this net pay calculator \u2192<\/b><\/a><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>Can you tell us a bit about public transportation in the UK?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Well, I live and work in London, so that&#8217;s really the only information I can share. In London, there are buses, underground and overground, trains, ferries, and more. The best way to pay for public transportation is to get an <\/span><a href=\"https:\/\/oyster.tfl.gov.uk\/oyster\/entry.do\"><span style=\"font-weight: 400;\">Oyster card<\/span><\/a><span style=\"font-weight: 400;\"> and top it up whenever you need to. You can also use a contactless debit card or credit card, and the rates are the same. The buses are the cheapest, but they&#8217;re also affected by traffic, which can be quite bad sometimes, so it&#8217;s slower than the tube or trains.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One way to save some money on a daily commute between two zones of London is with a seasonal <\/span><a href=\"https:\/\/tfl.gov.uk\/fares\/how-to-pay-and-where-to-buy-tickets-and-oyster\/travelcards-and-group-tickets\"><span style=\"font-weight: 400;\">Travelcard<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also take the famous black cabs, and apps like Uber, Gett, or Kapten are also available.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">London has nine zones that are concentric circles expanding from central London outwards.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2078 size-large\" src=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/tube_map-1-1024x684.gif\" alt=\"London Underground Map\" width=\"1024\" height=\"684\" srcset=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/tube_map-1-1024x684.gif 1024w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/tube_map-1-300x200.gif 300w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/tube_map-1-768x513.gif 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Google Maps and Citymapper are helpful for finding routes, and you can also get updated information about the schedules on your phone.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">London is also bike-friendly, and you can rent a bike or scooter from different services (e.g., <\/span><a href=\"https:\/\/www.li.me\/\"><span style=\"font-weight: 400;\">Lime<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.santander.co.uk\/personal\/support\/understanding-our-services\/santander-cycles\"><span style=\"font-weight: 400;\">Santander Cycles<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n<p><a href=\"https:\/\/www.visitlondon.com\/traveller-information\/getting-around-london\"><span style=\"font-weight: 400;\">This website<\/span><\/a><span style=\"font-weight: 400;\"> offers a comprehensive guide to getting around London.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>How difficult is it to open a bank account in the UK?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">You&#8217;ll need proof of address as well as the usual ID documents that banks typically ask for. Bank statements usually count as proof of address, but of course, if it&#8217;s your first account thereafter relocating, that won&#8217;t work! The address requirement means that you&#8217;ll need to be established in your house or flat, so if you&#8217;re not settled yet, it can be tricky. My solution was using <\/span><a href=\"https:\/\/monzo.com\/\"><span style=\"font-weight: 400;\">Monzo<\/span><\/a><span style=\"font-weight: 400;\">, an electronic bank without any physical branches. You can apply online. You&#8217;ll still need a UK address along with your ID, but you don&#8217;t need the kind of bill that comes to your permanent residence, so you can use a friend&#8217;s place or your temporary residence. You can also get a debit card within the week.<\/span><\/p>\n<p>In <a href=\"https:\/\/mahdi.medium.com\/everything-you-need-to-know-about-credit-score-in-the-uk-16aaefa22a6b\" target=\"_blank\" rel=\"nofollow noopener\">this article<\/a> I&#8217;ve put together everything you need to know about the UK credit scoring system.<\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>You&#8217;ve been living in the United Kingdom for over a year and a half now. Do you have access to National Health System (NHS) services?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yes, when you apply for a visa, you pay NHS fees, so you have access to all the same services as a citizen, from the very first day that you arrive in the UK.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can read more about healthcare in the UK in <\/span><a href=\"https:\/\/relocate.me\/healthcare\/united-kingdom\"><span style=\"font-weight: 400;\">this guide<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>England is known for rainy weather. What are winters and summers like in London?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">It&#8217;s rarely below 0 degrees C in the winter, and it doesn&#8217;t snow much. It is windy, which makes it colder, especially on rainy days, which are about 70% of the time during the fall and winter. Spring and summer are usually nicer. Learning to live with the rain is part of becoming a Londoner!<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-2059\" src=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/animals-731213_1920-1-1024x621.jpg\" alt=\"London\" width=\"1024\" height=\"621\" srcset=\"https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/animals-731213_1920-1-1024x621.jpg 1024w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/animals-731213_1920-1-300x182.jpg 300w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/animals-731213_1920-1-768x466.jpg 768w, https:\/\/relocate.me\/blog\/wp-content\/uploads\/2021\/05\/animals-731213_1920-1.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>What makes London an attractive place for you as a tech professional?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s like the Silicon Valley of Europe! Many big tech companies and startups have offices in the city, so there are lots of opportunities. London is lucky enough to house around 40 unicorn startups, including popular names such as Revolut, Checkout.com, Gymshark, Starling Bank, and Monzo! There might also be a growing focus on deep tech sectors like AI, blockchain and machine learning, according to <\/span><a href=\"https:\/\/dealroom.co\/uploaded\/2023\/09\/The-European-Deep-Tech-Report-2023.pdf\"><span style=\"font-weight: 400;\">Dealroom<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">London&#8217;s tech scene remains a major player in Europe, despite competition from other European cities, such as Berlin and Stockholm. Events like the <\/span><a href=\"https:\/\/londontechweek.com\/\"><span style=\"font-weight: 400;\">London Tech Week<\/span><\/a><span style=\"font-weight: 400;\"> reveal the city&#8217;s strong position as a hub attracting startups, established tech companies, and significant venture capital investment. The city has a diverse ecosystem with companies working in Fintech, AI, and various other sectors.<\/span><\/p>\n<p><span style=\"font-size: 24px; color: #1071ff;\"><b>One last question: what&#8217;s one piece of advice you would give someone planning to relocate to London?<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plan ahead! Learn as much as you can about the area before you move. Find a place to live as soon as possible. And be patient\u2014making a big change can be hard, but it&#8217;ll get smoother once you&#8217;ve settled for a few months.<\/span><\/p>\n<\/div>\n<div class=\"content__item\">\n<h2><span style=\"color: #3366ff;\"><strong>Find a job with relocation to London<\/strong><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you&#8217;d like to move to the UK for work, the best way is to find a job that will help you relocate. <\/span><a href=\"http:\/\/relocate.me\"><span style=\"font-weight: 400;\">Relocate.me<\/span><\/a><span style=\"font-weight: 400;\"> is a niche job board that connects techies with companies that are willing to help you relocate. Have a look at these <\/span><a href=\"https:\/\/relocate.me\/international-jobs\/\"><span style=\"font-weight: 400;\">IT jobs<\/span><\/a><span style=\"font-weight: 400;\"> that are currently on offer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Good luck!<\/span><\/p>\n<\/div>\n<p>\u00a0<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 13<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>The UK, particularly London, is one of the top destinations for software engineers looking for work. Many major tech companies have set up offices in London, and it&#8217;s also a magnet for many of Europe&#8217;s promising startups. There&#8217;s a lot to love about living in London: world-class universities and schools, talented people in all fields, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2182,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-stories"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/posts\/2036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/comments?post=2036"}],"version-history":[{"count":49,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/posts\/2036\/revisions"}],"predecessor-version":[{"id":3427,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/posts\/2036\/revisions\/3427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/media\/2182"}],"wp:attachment":[{"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/media?parent=2036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/categories?post=2036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relocate.me\/blog\/wp-json\/wp\/v2\/tags?post=2036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}