You’ve just touched down in a new and exciting place, ready to explore and get familiar with the area. However, you soon run into a sticky situation. The problem? You can’t get in touch with anyone.

For digital nomads and expats, staying wired to a mobile network is not only important for professional reasons, but for personal ones, too. That’s why, for most people, the first thing to do when landing in a foreign country is to go to the store and get a physical SIM card.

But did you know that that’s not your only option? eSIMs offer a hassle-free and convenient alternative.

eSIM technology is rapidly gaining traction as more major companies, including Apple, Google, and Samsung, integrate it into their devices. In fact, the market of eSIM tech is projected to reach $16.3 billion in revenue by 2027, and the number of eSIM-capable device shipments is expected to hit 14 billion by 2030!

With this in mind, let’s take a look at the differences between eSIMs and physical SIM cards so that you can decide which one is right for your needs if you’re moving to a new country or travelling while you work.

What is an eSIM?

An eSIM, or embedded SIM, is a small chip built directly into your device. This means no more fumbling with physical SIM cards to activate your mobile plan. With an eSIM, switching carriers (aka mobile network operators) is as simple as downloading a new profile.

You could be in a foreign country and, from the comfort of your hotel room, instantly connect to a local plan. It’s a game-changer for frequent travellers who need flexibility on the go.

The best part? You can store multiple profiles and switch between them whenever you need to. This is ideal if you travel to the same countries frequently and want to keep profiles for each.

Physical SIM cards

The classic physical SIM card has been our reliable sidekick for years. Just pop it into your phone, and you’re all set, right? But let’s be honest, while they’ve done the job, they’re not exactly the most convenient. This is especially true if you’re the kind of person who’s always jetting off to new places.

Every time you land in a new country, the SIM card shuffle begins. You’ve got to find a local shop, grab a new one, and somehow make sure you don’t misplace your old SIM.

And if you’re carrying multiple cards, it’s like trying to juggle your passport, tickets, and baggage all at once (way too much to handle)!

eSIM vs physical SIM: The key differences

Convenience

When it comes to sheer convenience, eSIMs undoubtedly surpass traditional SIM cards. With an eSIM, switching between different mobile plans is as simple as a few taps on your phone. This streamlined process is especially useful for people who often travel between foreign countries or regions.

On the flip side, physical SIM cards demand a bit more effort. If you’re in a new area and need a local plan, acquiring and inserting a new SIM can take up more time and cause some hassle.

Flexibility and multi-network access

Flexibility is another significant advantage of eSIMs. These chips allow users to store multiple carrier profiles on a single device, enabling easy network switching depending on location. This feature is particularly appealing to those who travel extensively and want to optimise their connectivity options.

In contrast, managing multiple physical SIM cards requires careful organisation. There’s always the risk of losing or misplacing a card. For those who value convenience, the eSIM offers a clear edge.

Security

eSIMs possess greater security since they are incorporated into the mobile phone itself and are therefore less likely to be lost or stolen. Plus, the operation of changing carriers can be done remotely from anywhere – as long as you have an internet connection. The result? Increased security and simplicity.

Physical SIM cards are more vulnerable. Not only can they be lost, but they can also be tampered with, which poses a significant security risk.

Availability and network carrier support

While eSIMs are rapidly gaining popularity, especially with major brands like Apple, Samsung, and Google leading the charge, they’re not universally available yet. So, not every carrier supports them.

Fortunately, this is changing. Take Yesim (promo code: YESIMRELOCATE2), for example. They’ve partnered with over 200 local operators worldwide, allowing you to connect to local networks directly from your phone (no more fumbling with SIM swaps) whenever you arrive in a new country.

Physical SIM cards are still widely used too, and you can easily find them at local stores and airports. However, hunting for a new one every time you travel can be a hassle. Plus, once you commit to a physical SIM, you’re tied to one provider, which can mean unreliable service in some areas.

So, which is better for digital nomads and expats?

Digital nomads, who need uninterrupted internet access and freedom, can really benefit from eSIMs. Being able to manage your mobile plan directly from your phone offers incredible convenience, especially when you’re constantly on the move. It’s the perfect mix of practicality and freedom, helping you stay connected wherever you are.

eSIMs are also super practical for expats, as you can store multiple carrier profiles and switch between them as you travel back and forth from your home country to your current one.

On the other hand, if you move to a single place and stay there for a considerable time, then a SIM card will do the job just fine.

At the end of the day, determining the places you most frequently travel to, identifying your needs regarding internet access and your personal preferences will guide your choice.

Both options have their advantages, but with the advancement of technology and global mobility, eSIMs are becoming the most chosen option for people who are always on the move.

Key takeaways

The convenience and security of an eSIM are hard to ignore as you can hop between providers without going through the fuss of changing physical SIM cards.
If you’re always on the move, no need to chase down local SIM cards – just switch to a new plan digitally and keep yourself online.

While conventional SIM cards may cater to those whose needs are tied to a specific locale, the flexibility offered by an eSIM is tough competition. The one you choose really depends on your travelling patterns and requirements for staying connected.

In a time where constant connection is a must, choosing an efficient mobile solution can only simplify adapting to new places. Keen to experience living and working abroad? Check out our job board on Relocate.me for opportunities that offer an international move.

When it comes to moving for a job, the stakes are high. It’s not all about you. Your family, friends, and partner are all part of the equation. Moving to a new place might mean diving into unfamiliar territories like new languages and cultures. It’s a lot of work, and figuring out if it’s the right move for you is essential.

As there isn’t a definite answer to this, there are three areas we’ll be focusing on in this blog.

• Area 1: Lifestyle
• Area 2: Employer
• Area 3: Personal development

When thinking about these areas correctly, you can uncover whether moving for a job is the right choice. So, let’s get into it.

1. Lifestyle

When we dive into the reasons behind relocating for a job, it’s clear that lifestyle takes the front seat. It’s not all about the money, the perks, or the fancy titles. The real question is: does your lifestyle fit or even get a boost in the new location? If there’s a mismatch, the consequences can be far-reaching.

Partner, Family, & Friends

Deciding to relocate for a job is rarely a decision you make alone. Particularly for those over 35, life often involves a partner or a family making the decision to move to a collective one.

This is reflected by the Zippia statistics showing the willingness to move for work across different age groups below:

• 18-25 years old: 17.78% are open to relocating for work.
• 25-34 years old: 37.25% would consider a move for a job opportunity.
• 35-44 years old: 23.78% think about relocating for their career.
• 45-54 years old: 9.49% are willing to move for work.
• 55 years and older: 6.59% would consider relocating for a job.

If your life includes a partner or kids, or you’re close with your local community, bringing them into the conversation is crucial. Are they on board with the move? How will this change affect them?

Identity Choice

Then there’s the question of identity. Will the new location resonate with who you are, or are you prepared to adapt to “fit in”? Cultural norms vary widely, from what’s celebrated to what’s frowned upon. It’s these nuances, alongside broader cultural shifts, that need real consideration.

Personal Satisfaction

Beyond the logistics and practicalities, think about your happiness. Sure, a job by the beach with a better paycheck sounds great. But what about the people you leave behind?

The truth is, building a new circle of trusted friends isn’t instant—it takes time. And if the local culture, language, or lifestyle doesn’t live with you, that dream job might lose its lustre.

When looking at the sentiment towards moving, the outlook is generally positive. As shown by Zippia’s research:

However, like anything, it depends on the person. It’s about how this move fits into your life as a whole. You may love it or hate it, and that’s something you need to find out yourself.

2. Employer

Alongside the above, another area you need to consider when relocating for a job is your future employer. After all, they’re the reason you’re moving. Ideally, they should be your partner in this transition, so if they help you move, offer career growth opportunities, and are a stable company, it’s a good sign they’re an employer that values your move.

Relocation Help

First, do they offer relocation help? Understandably, most employers will give you some type of help. If not, you should reconsider relocating for them.

The top areas where employers typically offer help include:

• Covering temporary living expenses
• Funding home-finding trips
• Supporting the final move
• Providing a miscellaneous expense allowance
• Paying for the shipment of household goods (HHG)
• Offering a lump sum for various relocation expenses

According to ARC Relocation, most companies will give you money to relocate. For example:

• New hire: renter $19,309
• Current employee: renter $24,216
• New hire: homeowner $72,627
• Current employee: homeowner $97,166

Though money shouldn’t control your decision, it’s a good idea to move for a company that shows their appreciation for your move through help (both physically and financially).

3. Personal Development

Relocating for work involves more than simply changing office views; it affects all aspects of life outside the 9-5 grind as well. For this reason, you need to think about how it’ll affect you on a personal level.

Current Situation

You might be in love with your job, but it’s bound to take a toll if the daily commute is a nightmare or you’re miles away from loved ones. It’s key to reflect on whether relocating for work will enrich your life beyond work hours.

Could a new city offer a smoother commute, closer proximity to family and friends, or even just a climate that suits you better, along with healthier living options? When weighing up a move, these personal quality-of-life factors deserve your attention.

And if you’re moving with family, consider their impact. How will the move change their lives, for better or worse? Their well-being is just as important in this decision-making process.

Salary & Cost of Living

It’s no secret: the financial aspect is a big deal. Is the new position offering you a significant salary increase, or is it the same? A good salary can make you feel valued and respected. However, higher wages don’t always translate to more money in your pockets, especially if living costs in the new country are higher.

For instance, Zurich, one of the world’s most expensive cities, may seem appealing with an annual paycheck of $100,000. But here, the monthly family costs are estimated at $6,968, not to mention their 40.5% marginal tax rate. From a financial standpoint, even with $100,000 a year, you probably can’t support your family.

Your ideal country should provide an appropriate cost of living when compared to your salary while also focusing on the quality of life – you don’t want to move somewhere with an impressive salary but poor healthcare systems.

Career Progression

Sometimes, a move is the only way up for those with their eyes on the career ladder. Research thoroughly about the new role and the city. Is it a step up for your career? Is the city a hub for your industry, offering networking opportunities and chances for professional development? While being a big fish in a small pond has its perks, it can be isolating professionally. Think ahead, not only about the job you’re moving for but about future opportunities.

Should I Move for a Job?

Deciding to pack up and move for work shouldn’t be taken as an either/or decision; rather, it should depend on what works for you, your career, and your family members.

While moving might offer new cities or better employment highs – which might tempt us at first – we should stop and consider all aspects of life impact caused by such radical transformation.

Consider these points before taking the leap:

• Career Progression: Does this move present an opportunity to expand on your professional goals?
• Financial Impact: Examine how living costs in the new city compare with your salary; will it result in financial gains for you?
• Family and Social Life: How will moving impact your partner, children or social circle? Are you prepared for this change?
• Quality of Life: Will your overall quality of life increase through employment? Consider factors such as climate, community, and available activities.

Remember that your decision to move is unique to you; carefully weigh all available options, consider their impact and select what’s right for your journey.

Want to Relocate for a Job?

If you’re thinking of making the step to relocate for work, especially in the tech field, we’ve got you covered. Dive into our job board for a curated selection of positions that support relocating for a job. It might just be the career boost you’ve been searching for.

Moving to a new country can be a stressful plan to carry out. If you’re planning to relocate to Europe, though, it can be much simpler than it seems. This article will show you how. Here’s a practical guide on work permits in Europe and how to get a work visa for Europe as a non-EU citizen or an EU work permit for US citizens.

You’ll learn what permits each European country requires so that you can start a new working life as an expat more easily. You’ll also learn about the situation in Germany, Austria, the Netherlands, Spain, the United Kingdom, Ireland, Portugal, and Switzerland. Read on to learn how to get a work visa for Europe.

European Union Blue Card

The EU Blue Card is a specialised residence permit and work authorisation designed to attract highly skilled people outside the EU and EEA, including US citizens. It aims to address skill shortages and contribute to the EU’s competitive edge by making it easier for qualified workers to migrate. It allows you to reside and work in any of the 25 EU Member States participating in the programme (all 27 except Denmark and Ireland).

These are some EU Blue Card benefits:

• Faster permanent residency:  An EU Blue Card allows you to apply for permanent residency after just 33 months of legal residence in the issuing country — which is significantly faster than the typical timeframe for permanent residency through regular work permits.
• Family reunification: The Blue Card allows you to sponsor family members (spouse and children) to join you in the EU country.
• Reduced sponsorship dependence: With an EU Blue Card, you don’t need Visa sponsorship from a company, while with a regular work permit, companies often act as sponsors, initiating the visa application process on your behalf.

To get an EU Blue Card, you basically need three things:

• High qualifications: A university degree (or equivalent) and often at least 5 years of relevant work experience — Certain EU countries have a “positive list” of professions that are in high demand due to a shortage of qualified workers and jobs on these lists often match well with the EU Blue Card criteria —.
• A solid job offer: A salaried position in the EU that lasts at least a year and pays a high salary (above 1.5 times the national average).
• The essentials, in order: Valid travel documents, health insurance, and proof that you meet any licensing requirements for your profession (if applicable).

The Art of Relocating Tech Talent Post-Pandemic →

Which countries are in the European Economic Area?

We mentioned earlier that the Blue Card is for non-EU and non-EEA citizens. All 27 European Union countries are also European Economic Area countries. Iceland, Liechtenstein, and Norway are the only countries in the European Economic Area that are not members of the European Union. And remember that Ireland and Denmark don’t participate in the Blue Card program.

Specific Work Permits per Country

It’s important to understand that the European Union Blue Card doesn’t replace the specific work permits each country requires. So, if a country needs a particular work permit for a certain job or industry, someone with the EU Blue Card will still need to get that permit.

However, having the EU Blue Card can make it easier to get these specific permits. With it, you’ve already proven you have a university degree or equivalent qualification.

 Having cleared this up, let’s have a look at each country’s work permits in detail.

Germany

Germany not only offers visas to qualified non-EU citizens who are already employed but also has one visa for self-employment and another one for jobseekers. Moreover, if you’re a tech professional, Germany is an excellent option for you to relocate as they offer a special visa for IT professionals. Let’s discuss each of them in detail:

• Work visa for qualified professionals: This visa is for people with a job. It has four requirements: a tertiary degree previously recognised in Germany, a specific job offer from an employer in Germany for a qualified position, a licence if your job is a regulated profession, and, if you’re over 45 years old and going to work in the country for the first time, your job must pay at least €49,830 annually or provide adequate pension provision. For your reference, Germany’s average IT salary in 2024 was slightly above €55,000.
• Visa for IT professionals: Even without formal qualifications or a university degree, you can still secure a visa and work as an IT specialist in Germany. This is because IT workers are in high demand in the country.
• Visa for self-employment: Also known as the Freelance Visa, this permit is for those who want to set up their own business or work as freelancers in Germany. To apply, you must present a detailed business plan, demonstrate sufficient funds and have relevant experience.
• Visa for jobseekers: The visa for jobseekers can be granted for a duration of up to six months. To get this visa, you must show your vocational or academic training qualifications, recognised in Germany or equivalent to a German degree. Also, if you have vocational training, you must demonstrate at least B1-level German language skills. Plus, you’ll need to prove you can cover living expenses, as you can’t work during this time. This can be done through a Sperrkonto, which is a “blocked bank account,” or a Declaration of Commitment.

Austria

To work as a non-EU citizen in Austria, there are three options:

• Work Permit + Residence Permit: This is the general route, but the application process can involve both you and your employer, as this permit is tied to a specific job and employer — who usually has to initiate the application. Its validity can range from months to years.
• Red-White-Red Card (RWRC): This program is aimed at skilled professionals in fields that align with Austria’s economic needs. It’s divided into three categories: Highly Qualified Workers, Graduates, and Shortage Occupations, each with specific requirements. To qualify, you must meet certain criteria and score enough points based on factors like education, work experience, and language skills. You can apply directly via the Austrian authorities if you have a job offer. It’s valid for up to two years and can be renewed, with a chance for permanent residency later on.
• Jobseeker Visa: This temporary visa allows you to enter Austria and search for a job for a limited period, max. 6 months. It doesn’t guarantee employment and might restrict your ability to work while searching. However, it can be a starting point if you don’t have a job offer yet.

Keep in mind that currently, it’s tough for new foreign workers to find jobs in Austria because there are few openings. This is because Austria wants to make sure its economy stays stable and doesn’t experience boom-and-bust cycles. So, if you’re a non-EU citizen seeking employment there, keep a backup plan in sight.

The Netherlands

As a non-EU citizen in the Netherlands, you can get what they call a “Residence permit for work as a highly skilled migrant”. Here’s a quick overview of what it consists of:

• Eligibility: You need a university degree, a job offer with a salary higher than €35,736, and sufficient funds to cover your living expenses and those of any dependents. Additionally, your employer must be recognised by the Immigration and Naturalisation Service (IND). Certain healthcare professions also require registration with the BIG Register.
• Benefits: Live and work legally in the Netherlands, bring your family along, apply for permanent residency after residing for 5 years and access similar social security and healthcare benefits as Dutch citizens.
• Details: Your employer will initiate the application process on your behalf. Remember that fees will be applicable, and specific documentation will be required. And if you don’t add the “The” before the words Netherlands or Hague, you’ll be guilty of a spelling mistake. Those are important details to look out for.

Moving to the Netherlands for a Tech Job: The Ultimate Guide →

Spain

There are three types of visas in case you want to relocate to Spain. Let’s see what sets them apart:

• Highly Qualified Migrant (HQM) Visa: This visa is designed for highly skilled professionals with a university degree, and a minimum salary that varies depending on the specific profession and the region where you’ll be working in. It allows you to live and work in Spain for an initial period of two years, with the possibility of renewing for an additional three years. After five years, you may be eligible to apply for permanent residency.
• Intra-corporate Transfer (ICT) Visa: This visa is designed for employees who are being transferred within the same company for international assignments lasting at least three months. It allows you to live and work in Spain for the duration of your assignment, up to a maximum of four years.
• Digital Nomad Visa: Introduced in January 2023, this visa option is designed for non-EU/EEA citizens who want to live in Spain and work remotely for companies outside Spain. It’s initially valid for 1 year, though it can be shorter if your employment contract lasts less than a year. To apply for this visa, you’ll need to show you can work remotely, have enough funds, and potentially meet minimum income and experience thresholds in your field.

United Kingdom

The Blue Card program doesn’t exist in the UK, but there are other avenues for obtaining work permits based on your talent. International hiring in the UK can be pretty complex, especially after Brexit.

The Skilled Worker Visa is your ticket to work in the UK for the long term. Let’s see its implications and requirements:

You’re eligible if:

• You have a job offer from a licensed UK company (sponsored by them).
• Your job is needed in the UK (check the Shortage Occupation List), or you earn well (£25,600+).
• You can speak English well enough (basic test).

Its benefits:

• Live and work in the UK for up to 5 years (you can extend this one).
• Bring your family with you (spouse and kids).

Take into account that the application process takes time, so apply well in advance.

Moving to London for a Tech Job: Mahdi’s Relocation Story →

Ireland

In Ireland, there are two options you can rely on, which depend on your kind of job: the General Employment Permit and the Critical Skills Employment Permit. The first one is very popular among jobseekers because it covers more types of jobs than other permits and can be obtained for a one-year work contract. Any job listed under the Critical Skills Occupations List (CSOL) qualifies for this permit.

Let’s explore them both in more detail:

• General Employment Permit (GEP): The GEP opens doors to work in Ireland for professionals in occupations facing labour shortages. However, your job offer must be in an eligible field and meet a minimum salary threshold. Processing takes around 4–8 weeks, and the permit initially lasts 2 years, renewable for up to 3 more. Employers must sponsor you, and your family may join under certain conditions. While not as fast as the Critical Skills route, don’t sleep on the GEP.
• Critical Skills Employment Permit (CSEP): Do you possess highly sought-after skills listed on the Critical Skills Occupation List? Then the CSEP could be your express route to working in Ireland. This expedited permit offers faster processing times and is aimed at professionals in critical sectors such as technology, engineering and life sciences. You’ll need to meet a higher minimum salary specific to your occupation, and the initial permit lasts 2 years and is renewable indefinitely.

Portugal

Northern Europeans will confirm that Portugal is a great country to relocate to, as the Portuguese are incredibly friendly and welcoming towards immigrants, and it’s a very affordable country. It’s easy to move around there even if you don’t speak their language. Portuguese usually have no trouble making themselves understood and making an effort to understand you as well. Also, a significant economic advantage of Portugal is its low taxes. Not to mention the food, which, if you like fish, will fascinate you.

So, willing to live and work in Portugal with advanced skills in your pocket? Consider the Highly Qualified Activity Visa (HQAV). This option, known as the Article 90 visa, is directed to non-EU citizens.

To obtain this permit, you’ll need:

• Qualifications: Hold a university degree.
• Financial stability: Prove you have sufficient funds to support yourself in Portugal. It’s unclear how much they’re asking for in 2024.
• Employment offer: Secure a Portuguese employer’s official employment contract or commitment letter.
• Clean record: Provide a criminal background check.
• Health clearance: Obtain a health certificate for your application.
• Documentation: Assemble necessary documents like your passport, travel insurance and proof of qualifications.
• A bit of cash: This visa could cost you between  €75 and €90.

Initially granted for two years, the visa offers the possibility of extensions in three-year increments, potentially leading to permanent residency after five years. This visa also allows you to bring your family.

Is the Portugal Article 90 visa only for investors?

No, the Article 90 visa is not a golden visa. Some outlets suggest this visa, labelled Article 90 by the Portuguese government, is a golden visa. Allegedly, you obtain this visa by investing more than €250,000 in the country. Still, if you read the details on the government’s official website, the Article 90 visa is for highly qualified activities, not for investors. It’s unclear if other outlets got lost in translation when they claimed this one was for investors. Or they could have mixed this one up with the 90-A visa, which is a golden visa indeed.

Switzerland

While Switzerland might seem closed off to immigrants, there’s still a path for skilled non-EU/EFTA citizens like managers, specialists, and experienced graduates. The key lies in being highly qualified and finding an employer who recognises your value.

Here’s what you need to know:

Getting the Job: The process is employer-driven. To get your permit, your future employer must prove that hiring you benefits Switzerland economically and that they can’t find suitable personnel locally or from EU/EFTA member states. 

The Permit Process:

• Work permits are mandatory for all non-EU/EFTA citizens, even for short-term work. The government limits the number of permits issued each year.
• If you’re self-employed, you’ll need to take charge of the application yourself.

Depending on your nationality, you might also need a visa alongside the work permit. For more information, check the State Secretariat for Migration’s website.

Get European work permits with the help of an employer

The best way to get your permits is through an employer, and the best way to find that employer might be through Relocate.me, a platform and niche job board that connects tech companies with IT jobseekers who are willing to move abroad. Every company that posts a job ad on Relocate.me will hire internationally and help employees relocate.

What are you waiting for? If you’re a worker looking to relocate and be hired internationally, take a look at our job board.

If you’re considering a move abroad, the best way to ensure a stress-free move is by landing a job with a company that offers relocation assistance. With the Employee Relocation Services industry expected to grow by 1.2% in 2024, it’s clear that more and more of us are taking the plunge and moving for work.

Europe is quickly becoming a hotspot, eyeing over 25.2% of the market share in 2023 due to its attractive job market for expats​​. Meanwhile, North America still remains the biggest player, holding more than 41% of the market, thanks to a high volume of corporate moves and a wealth of relocation services​​. Then comes the Asia Pacific region, the fastest-growing market with a compound annual growth rate (CAGR) of over 22.3%, powered by economic booms in countries like China, India, and Singapore​​.

But here’s the catch: while relocating is enticing, negotiating your relocation package can be daunting. But, lucky for you, this article simplifies that process. We’ll arm you with actionable steps and insights to ensure you secure a relocation package that suits your needs. So, let’s dive in and prepare you for your upcoming move.

What is a relocation package?

A relocation package is your compensation for moving, provided by your employer to help make the transition to your new job location smoother. Think of it as a bundle of support services and financial aid designed to cover the costs and logistical headaches associated with moving for work. Depending on the company — and your negotiation skills — these packages can vary greatly, from a simple lump sum payment to a comprehensive package of services and aid.

At the heart of it, basic packages usually cover the essentials: think of visa support to ensure you’re legally allowed to work in your new country and moving expenses to transport your belongings from A to B. These are your foundational blocks, ensuring you can legally enter and settle in your new home.

On the flip side, advanced packages are like the deluxe version of relocation assistance. They go above and beyond, offering housing assistance to help you find a place to live — sometimes covering real estate agent fees or temporary accommodation until you find your feet. There’s also adaptation aid, which can include anything from language classes to help you blend in faster to cultural training that eases your transition into a new way of life.

Looking for jobs with relocation packages? →

Why should you negotiate?

Negotiating your relocation package involves ensuring it thoroughly supports your move, demonstrating your value to the company, and setting yourself up successfully in your new role. Be aware that some companies might initially offer limited support, such as only providing visa assistance. The richness of your package can depend significantly on how much the company needs you and your negotiating skills.

It’s common for HR departments and companies to offer the basics first. It falls on you to request more comprehensive support that meets all your needs. If you’re in a position where the company is eager to have you, you’ll likely have the leverage to enhance your relocation package.

So, when you are preparing for this phase, keep the following in mind:

• No two moves are the same. Negotiating lets you tweak the package to fit exactly what you need, from housing to schools for your kids.
• Companies offer a wide range of relocation support. Through negotiation, you make sure that your package not only covers what you need for a comfortable move but also addresses expenses so that accepting the job doesn’t result in financial loss for you.
• Sometimes, standard packages skip over the small stuff. Negotiating can add in those extras, like finding a flat or providing temporary stay stipend.
• One size doesn’t fit all. With no standard relocation package across the industry and variations between roles and company sizes, you have the opportunity to negotiate a deal tailored to your unique situation. Larger firms may have set packages, but in smaller companies, or for different seniority levels, you’ll likely need to negotiate. 
• Get the most out of it. It’s about getting the maximum support possible. This could mean more money, longer temporary housing, or coverage for those just-in-case scenarios.

Before you begin: Research and preparation

Prepare yourself for the negotiation process by following these steps:

Step 1: Understand standard packages

Industry norms: Start by exploring the typical components included in relocation packages within your industry. These often cover essentials such as moving costs and visa assistance.

Role-specific offers: Keep in mind that offers can vary based on your role and experience. For instance, tech positions might come with more comprehensive relocation benefits — especially because companies are in desperate need.

Company precedents: Look into any existing standards for relocation packages offered by your company or others within the same sector (examples here), especially for employees moving to your intended destination. Check Glassdoor or Blind to see what others have been offered to get a ballpark idea of what you should be offered.

Step 2: Assess your needs

Make a list: Compile a detailed list of all the costs associated with your relocation. This should include visa processing, flights, first the month’s rent & deposit, moving your belongings, and any initial settling-in necessities.

Prioritise: Arrange these needs in order of importance. Critical elements like housing, flights and moving costs should be at the top of your list.

Step 3: Calculate estimated costs

Here’s a practical example, moving from the US to the UK. To calculate the estimated costs of relocating from the US to the UK, let’s break down each component involved in the move. This example will guide you through estimating the total expenses to comprehensively understand your budget needs.

Shipping your belongings

• Cost factors: Choose between sea freight or air freight, consider the volume or weight of your goods, account for the journey distance, and factor in the destination port’s customs duties and the time of year.
• Estimated cost: Ranges from $1,265.7 to $6,328.5, depending on the above factors.

Packing and unpacking services

• Estimated cost: Starting at approximately $126.57 for half a 20ft container (15 cubic meters), with costs increasing with more cargo.

Removals insurance

• Estimated cost: Insurance costs are based on the declared value of your goods, usually ranging from 0.6% to 4% of the total value.

Hiring storage space

• Estimated cost: In the UK, a 100 sq ft storage unit costs about $126.57 per month. In US cities like Los Angeles, this can exceed $200 per month.

Transferring money abroad

• Recommendation: Use services like Wise for lower fees and real exchange rates, potentially saving up to 8x compared to high street banks.

Renting a property

• Estimated cost: For a 1-bedroom apartment in central London, expect to pay around $2,796.96 per month.

Getting a visa

• Estimated cost: Visa fees range from $912 to $1,900, with prices varying across Europe.

Booking flights

• Estimated cost: Starting from $920, depending on the specific city locations.

Moving your pets

• Estimated cost: Expect to pay between $2,500 and $3,000, based on airline, pet size, and travel arrangements.

Buying new furniture

• Estimated Cost: Furnishing a 2-bedroom house typically costs around $7,000.

The estimated costs for this specific example come to approximately $19,120.92. This figure should be seen as a general guide, with actual costs likely to vary depending on specific circumstances and the chosen services. It’s important to note that costs can significantly differ for a single person compared to a family, affecting the overall expense of the move.

What you should take away from this is that this is the approximate ballpark you are looking at, and that you should account for all of the above-mentioned categories when calculating your estimated costs — making sure that you are prepared to negotiate your relocation package.

How to negotiate your relocation package

Negotiating your relocation package effectively hinges on being well-prepared, direct, and clear about your needs. The timing is crucial; the ideal moments for this discussion are during the interview stages and before signing the contract. Here’s how to approach it:

Step 1: Initiate the conversation

Start the dialogue with your new employer by expressing excitement about the opportunity and then segue into discussing the logistics of your move. In fact, you will probably be asked this straight up if it’s a relocation role or you are interviewing from overseas.

Step 2: Present your case

Use the research and cost estimates you’ve gathered to back up your requests. Explain how each component of the relocation package is crucial for a smooth transition. 

You might say, “Based on my research, shipping my household from the US to the EU is approximately $5,000. Covering this expense would significantly ease my move and allow me to focus fully on my new role from day one.”

Step 3: Discuss specifics

Visa and paperwork support: Start by checking if the company has a go-to service for visas and paperwork. If they don’t, suggest the idea of getting external help.

“Dealing with visa stuff can get pretty complicated. Does the company use a specific service for this? If we need to find someone else to help out, it might cost about $1,000. Would the company be okay with covering that if it comes to it?”

Moving expenses: Detail the costs involved, like shipping a 20-foot container or flights for your family. If the offered package is not a lump sum, usually they will ask you for all the bills and reimburse the costs.

“For my family and me to move comfortably, covering the shipping and flights, which total around $7,000, would be incredibly helpful.”

Housing assistance: Talk about the initial costs of securing housing. 

“Temporary lodging and real estate services are key for us to find a suitable home quickly. I’ve estimated these costs at around $3,000 for the first month.”

Adaptation support: Discuss how language courses or other adjustment services, often covered by the company’s learning and development budget or provided in-house — especially in startups — can aid you and your family.

“Language courses for us to integrate more smoothly into our new community would cost about $500. Including this in the package would really support our transition.”

Step 4: Understand compromises

Acknowledge that it might not be possible to cover all costs — especially when it comes to smaller companies — and suggest alternatives. 

“I understand budget constraints may not allow for full coverage of these costs. Would it be possible to consider a lump-sum payment or partial reimbursements? This could give me the flexibility to allocate funds where they’re most needed.”

By being clear, factual, and reasonable, you can navigate the negotiation process effectively, ensuring both you and your employer are satisfied with the outcome.

After the negotiation

You are nearly there! Make sure to lock in the deal you just made by finalising the details.

It’s critical to get the agreed-upon relocation package documented. This ensures clarity and avoids any future misunderstandings. Request a written summary of the package, and review it to confirm it includes everything discussed. A simple request like, “Can we put the details of our agreement in writing?” will suffice.

Plan B

If the negotiation doesn’t fully meet your needs, be ready with alternatives. This could mean reassessing the job offer or looking into external funding options for your move. Consider your next steps carefully: “If the support offered isn’t sufficient, I may need to explore other options or seek external funding to make my relocation work.”

Ensuring everything is documented after negotiations and having a backup plan ready helps you smoothly transition to your new role, fully prepared for your move.

Find your next tech job abroad with Relocate.me

If you’re searching for that next big opportunity and the idea of working abroad excites you, Relocate.me is a great place to start your search. It’s a platform dedicated to IT jobs worldwide, offering detailed listings from companies that offer relocation packages and support.

Browse tech jobs in Europe and other parts of the world 

Relocation packages are key to a smooth transition when you’re eyeing a new role that requires moving, particularly for jobs overseas. Nowadays, around 50% of companies offer essential relocation benefits. Typical relocation assistance includes help with work visas, covering your flight tickets, providing tips for adjusting to new surroundings, helping with moving costs and short-term housing, and helping you find a long-term home. These advantages make a significant difference in attracting skilled professionals.

Getting a good grasp on relocation packages helps you negotiate a better deal for your move, or keeps your company competitive by attracting the best talent. This guide breaks down what’s usually included in these packages, with real-life examples from big tech companies. Whether you’re planning your own move or you’re in HR looking to offer attractive packages, this article has the info you need to make informed decisions.

What is a relocation package?

A relocation package provides essential support to employees transitioning for work, covering moving costs nationally or internationally. This assistance isn’t just about easing the personal burden of relocation; it’s a strategic move by companies to secure top talent from anywhere in the globe. By handling expenses and logistics, from packing to housing, businesses remove barriers, making it easier for the best candidates to say “yes” to opportunities. Relocation packages are a win-win, offering employees a smooth start in new roles while enabling companies to fill crucial positions with the talent they need to thrive.

The content and value of relocation packages can vary widely, influenced by factors like:

• Size, age, and financial performance of the company: Larger/more established companies typically provide a broader range of relocation perks than young startups. 
• Role within the company: Higher-ranking employees often have access to more comprehensive packages, reflecting the importance of their position.
• New hire vs. current employee: Companies might offer more enticing packages to lure new talent or ensure a smooth transition for existing employees taking on new roles in different locations.

Understanding these variables can help you set realistic expectations and prepare for negotiations with your employer about your relocation package.

Looking for a job opportunity with a relocation package? →

What’s included in a typical relocation package?

As mentioned above, the scope and cost of these packages differ significantly, influenced by the employee’s position and the size of the company.

Average costs:

• Renters: According to Business News Daily, a person renting in the United States can expect a relocation package of between $20,000 and $25,000. This package might cover specific expenses such as the cost of movers, shipping belongings overseas and possibly temporary short-term housing. In saying this, the average relocation package is probably closer to $5,000 for an individual unless you are in a critical/executive role. Companies in the United States appear to offer more generous packages, while companies in the EU seem to be spending less than €5,000 to relocate employees.
• Homeowners: If you own your home, things get pricier because there’s more to handle, like managing the move of a large household and moving your family. Here, packages can go from $60,000 to $80,000, covering things like real estate fees and the bigger task of moving all your belongings. Again, this type of package may only apply to critical employees and in certain markets (United States). Homeowner packages are rare for tech workers in Europe, and are probably only considered for high-level executives.

When it comes to relocation packages, here’s the kind of support an employee can expect:

A typical relocation package — anywhere between $20 – $80k — contains the following:

• House-hunting trips: Need to find a new place? Companies often foot the bill for you to go house hunting, covering travel, a place to stay, and food. Some even cover childcare so you can focus on the hunt.
• Temporary housing: It’s common to get up to 30 days of temporary housing while you’re looking for something permanent, giving you a bit of breathing room.
• Visa: Many companies provide support or even full coverage for visa application fees and legal assistance to ensure you’re authorised to work in your new country.
• Flights: For both domestic and international relocations, your package typically includes airfare for you and often for immediate family members.

Premium perks (RARE):

Relocation packages that include the following perks are sometimes offered by Big Tech and F500 companies to employees that have been hired into a high-level role. Again, these perks are more typical in the U.S. market, it would be extremely rare to find a package with these perks in Europe, Asia, or Australia. 

• Packing and unpacking: Companies will often pay for professional movers to pack up your stuff and then unpack it when you get to where you’re going. It’s a big stress reliever.
• Moving and insurance: Hiring a moving company that’s insured is pretty standard. The insurance should cover your belongings’ worth, so if anything gets damaged or lost, you’re covered.
• Help selling your home: If you need to sell your house because of the move, companies can help with the costs of ads, and paying real estate agents, and might even help cover losses if you have to sell fast or at a loss.
• Driving costs: If you’re driving to your new place, you can usually get money back for mileage and gas. And if it’s a long move, they might cover the cost of shipping your car.

Other expenses:

• Care support: Moving can be tough on families needing childcare or eldercare. Some packages include help with this.
• Storage: If there’s a wait between leaving your old place and getting into the new one, companies often pay for storage.
• Driver’s licenses and vehicle registrations: The little costs, like updating your driver’s license or car registration, are usually covered.
• School help: Got kids? There’s often help in finding them a new school.

Knowing what’s typically covered can help you figure out if your relocation package has everything you need. And if it doesn’t, you’ll know what to ask for.

Relocation package examples

1. Catawiki

Catawiki is an online marketplace for buying and selling special objects, that operates globally and is expanding further. Based in Amsterdam, with 500-1,000 employees, Catawiki offers a comprehensive relocation package for employees moving to work at their office in the Netherlands.

The relocation package includes (Let’s say you are moving from London to Amsterdam):

• Visa application costs are covered in partnership with Hillbrook Expatriate Tax Solutions, who will take care of the application for you (€200-€350).
• Pre-arrival counselling and settling-in services include banking, Dutch Social Security Number setup, and educational support for children.
• Accommodation assistance is available for up to three weeks (The value of this could be around €3,150), plus apartment search assistance.
• The lump sum for relocation allowance negotiated amount paid after setting up a Dutch bank account, which will cover moving costs.
• Adaptation tips, flight tickets (approximately €150 in our example), and assistance with other moving expenses and help with arrangements.

The base value of Catawiki’s relocation package, excluding the negotiated relocation allowance, starts at around €3,650 for someone moving from London. This value will vary based on your negotiation, where you’re moving from, your position, and whether you have family with you. 

2. Money Forward 

Money Forward is a prominent FinTech company in Japan, with over 40 services, from personal finance management to B2B SaaS solutions. They offer a very generous relocation package for applicants and their families. For the sake of this example, and to see how much this package is worth; well calculate the cost of a single person relocating from Germany to Japan. Here’s what you’ll get with Money Forward’s relocation package: 

• Complete visa sponsorship and application assistance, including working and dependent visa support (€40).
• Flight tickets for the employee and any dependent family (approx €1,000).
• Airport pick-up and a temporary fully furnished apartment are included with the first month free (valued at €890), with a corporate discount for the second and third months.
• Relocation bonus for initial setup, negotiated but typically around the monthly living cost without rent (€900).
• Settling-in support, including assistance with city office and bank account opening, mobile plans, and credit card applications.

Relocation and onboarding support timeline:

• After the job offer: Optional Japanese lesson information.
• 4 months before joining: Preparation for visa application.
• 3 months before joining: Team assignment and department preferences.
• 2 weeks before joining: Travel orientation and housing support.
• 1 week before joining: Flight to Japan, airport pick-up, moving-in support with a fully furnished apartment for the first 30 days, bank account, SIM card/mobile phone assistance, and administrative procedures handling.
• After joining: Payment of a life support allowance.

This package, excluding negotiated amounts but including flight, initial accommodation and visa costs, comes up to an estimated base value of around €2,830. Of course, the total value can significantly increase with the relocation bonus and discounted accommodation for the second and third months, plus the additional flights and visa arrangements for the applicant’s dependant family.

3. Apple

Apple offers a comprehensive relocation package for new hires, giving you two options: a one-time lump sum or a detailed package that covers various moving expenses. This package includes essentials like flight tickets for you and your family, moving services, and temporary accommodation for up to six weeks to ease your transition.

Here’s a breakdown of what’s usually covered:

• Flight tickets for your family to join you.
• Complete moving services, including packing, shipping, and unpacking your belongings. Car shipping assistance is also available, along with help for ending a lease early or breaking a car lease.
• Corporate housing for up to 45 days, with an option for 30 days of car rental for immediate transportation needs and up to a 5-night stay in a hotel, will be reimbursed.
• A cash lump sum for moving expenses, which can vary. Typically, it’s around $7,000 for moves within the same state and up to $12,500 for international moves. For roles that are harder to fill or higher-level positions, the lump sum can go as high as $50,000, but this is negotiable.

The cash lump sum you can negotiate for often depends on the role you’re being hired for, your experience level, how critical your role is to the organisation, and how well you negotiate. For example, if you’re not using the temporary housing, Apple might reimburse your first month’s mortgage for a new home.

Negotiation is key. Apple employees who have gone through relocation stress the importance of negotiating to enhance their relocation package. By negotiating, you can adjust the package to better fit your needs.

Relocation bonus or sign-on bonus?

A relocation bonus is specifically designed to cover the costs related to moving for a new job. It’s there to help with expenses like movers, travel, and temporary housing. On the other hand, a sign-on bonus is more like extra income you receive when you start a new job, which you can spend however you like.

In the U.S., the way these bonuses are taxed differs. A sign-on bonus is taxed as income, but a relocation bonus might be partially deductible since it’s seen as a reimbursement for your moving expenses. However, tax rules can be complex, so getting advice from a tax professional about your situation is wise.

Some companies might offer a sign-on bonus instead of a relocation package, possibly to simplify the process. Others might provide both, especially if you’re leaving behind significant benefits, such as a 401K or stocks, at your previous job. The sign-on bonus could then help offset the loss from leaving those benefits behind. So, when you’re discussing your job offer, it’s important to understand the specifics of any sign-on or relocation bonus. For example, while you can often negotiate a sign-on bonus, relocation packages tend to have more fixed terms. So, make sure you fully understand what’s being offered and how it aligns with your needs and expectations.

Types of relocation packages

When it comes to moving for a job, companies typically offer several kinds of relocation packages, each designed to suit various preferences and requirements:

• Lump-sum: This straightforward option gives you a specific cash amount to manage your move. It’s pretty flexible, letting you decide how to use it, whether that’s on movers, temporary places to stay, or other moving essentials.
• Reimbursement: With this option, you’ll pay for your moving costs upfront and then get the money back from your company after you submit your receipts. It’s a way to ensure your expenses are covered without needing to manage a budget upfront.
• Third-party relocation: Some companies prefer to hand over the entire moving process to experts. They hire relocation firms that do it all: pack your stuff, find you a new home, and more. This can take a lot of the stress out of moving since you’re not juggling all the details.
• Direct billing: Here, the company directly covers specific moving-related costs. That might include hiring a moving company or paying for your temporary housing. This method takes the hassle of upfront payments off your plate.
• Expatriation assistance: Moving to another country? This package is the most comprehensive, offering help with everything from getting your visa sorted to adjusting to a new culture. It often includes language lessons, cultural training, and even help finding schools for your kids.

Each of these packages has its perks, depending on what kind of support you’re looking for in your move. Whether you need the simplicity of a lump-sum payment or the thorough support of expatriation assistance, there’s a relocation package tailored to your situation.

Find your next opportunity

Ready for a new adventure in your IT career? Head over to Relocate.me and dive into a range of job opportunities from around the world from companies offering relocation support. It’s crucial to pick a company that understands and supports your relocation needs, making your transition to a new country as smooth as possible.

Moving to a new country for work brings the thrill of new cultures, experiences, and lifestyles. Yet, the practicalities of such a move — especially the cost of living — play a big role in making a decision. If you are looking for an adventure without breaking the bank, Europe offers several destinations that are affordable and are guaranteed to show you unique and exciting ways of living. 

We are about to explore some of the most wallet-friendly European destinations for expats, these include Croatia, Estonia, Spain, Hungary, and Montenegro. Let’s find out what makes these countries appealing to expats and how they stack up against more expensive counterparts.

Some of the best and cheapest countries to live in Europe

We’ll now guide you through some of the continent’s most cost-effective destinations to help you gauge the affordability of each location. 

1. Croatia

Croatia’s quickly becoming a go-to spot for expats who want to live in a country with an interesting cultural heritage, beautiful beaches, and a laid-back style of living. In cities like Zagreb and Split, you won’t have a problem getting by with English, which makes it easier to find a place to live, build connections, and settle in. Croatia’s healthcare system is known for being both high-quality and accessible, which is great news for families thinking about moving there. Such a reliable healthcare setup is comforting for anyone relocating, and the option to choose international health insurance plans adds an extra layer of security and choice. 

Plus, being smack in the middle of Europe means weekend getaways to other countries are easy. For example, a Flight from Zagreb to Paris will only set you back around €50, and takes only 2 hours. Now, let’s talk numbers, since that’s where Croatia really shines:

• Rent in the city centre: You’re looking at about €550 a month.
• A meal out: About €10 will get you a decent feed.
• Coffee fix: Just €2.

When you stack these costs up against other European cities, Croatia’s value is crystal clear. Renting a spot in Zagreb (€670) is way cheaper than shelling out €2,500 for a place in London or even €1,400 in Paris. And, with a cost of living index sitting at 31.5, Croatia is way more wallet-friendly compared to places like Switzerland at 84.0, Ireland at 57.4, or even the Netherlands at 50.2. Croatia is also a practical option for people aiming for a better lifestyle in Europe. Its high appeal is evident, with Croatia having the second-highest emigration rate in the EU.

Living in Croatia, especially for remote workers, offers a blend of economic and lifestyle benefits that are hard to ignore. With the Croatian Digital Nomad visa, remote workers who are employed by companies outside Croatia enjoy an exemption from paying income tax for a year. And, the warmer climate, proximity to beautiful beaches, and the affordability of life here add to its allure. On average, life in Zagreb is about 40% cheaper than in London, excluding rent, which means significant savings for expats. This cost advantage, combined with a median annual salary for remote software developers of around €48,000, allows for a great quality of life.

2. Estonia

Estonia is on the map as a prime destination for expats craving a mix of innovation and history, without the financial pinch often felt in Western Europe. Its capital, Tallinn, meshes cobblestone charm with a digital-forward attitude, and is the centre of an emerging food scene. English is widely spoken, especially in tech circles, smoothing the transition for newcomers. Plus, Estonia’s compact size means you’re never too far from either a digital hub or a tranquil forest retreat.

Now, let’s dive into the specifics that make Estonia so appealing:

• City-center rent: Expect to pay around €600 for a cozy spot.
• Dining out: A hearty meal in a local eatery will set you back about €11.
• Your morning coffee: Only €3 to kick-start your day.

When comparing Estonia’s living conditions to other destinations, the contrast becomes clear. For example, living in Tallinn comes with significantly lower expenses than in Helsinki (€975) or Paris (€1,400), where rents are approximately 16.56% and 67.71% higher, respectively. Moreover, while the average salary for software developers in Estonia may seem modest at around €27,000 — considerably lower than Germany’s €52,000 — the cost of living remains low, with estimated monthly costs for a single person at €840 without rent. This means that if you are a remote worker earning a Western European salary in Estonia, you can live comfortably due to the lower cost of living.

Moreover, due to its advanced digital infrastructure and straightforward visa processes, such as the Estonia Digital Nomad Visa and the E-Residency program, getting into the country and starting a business is pretty straightforward. And, its reputation as the birthplace of Skype highlights its status as one of Europe’s most digitally forward nations. The capital, Tallinn, and Tartu, are at the heart of a growing expat community, thanks to initiatives like the Settle in Estonia programme, which offers free adaptation and language courses for newcomers and their families. 

Find IT jobs in Estonia →

3. Spain

Spain really has it all — gorgeous beaches, lively festivals, and that famous laid-back lifestyle. Here, life is about enjoying the moment, whether that’s savouring a plate of paella, tapping along to flamenco music, or soaking in the mix of old and new in cities packed with history. Spain isn’t just about the big cities, either. It’s got tranquil villages and stunning coastlines that offer something for everyone, blending the old-world charm with a splash of modern life.

You can lead a comfortable life across Spain without facing the high costs common in other parts of Western Europe, which is why it is also a top holiday destination for Western Europeans and UK residents.

Let’s break down what makes Spain so wallet-friendly:

• Average rent in city centres: Around €930.
• Grabbing a meal: About €12 can get you a great meal at a restaurant.
• Coffee time: Just €2 for your coffee fix.

Choosing Spain as your home means you’ll be able to afford a great lifestyle. As a comparison, the combined monthly costs for a single person, including living expenses and rent, tally up to €2,300 in the Netherlands. However, Spain offers a much lighter financial load with a total of €1,630 per month for similar expenses. This means living in Spain is about 29.3% cheaper and you get the beauty, the culture, and the lifestyle for a lot less than some other Western European countries.

Spain is a top choice for expats, with its appealing lifestyle drawing about 6 million expats to cities such as Barcelona, Madrid, Valencia, Malaga, and Seville. The Digital Nomad Visa is perfect for remote workers, allowing them to live and work in Spain, bring family along, and travel around the Schengen Zone. There are multiple paths to EU residency, and many large international companies are hiring, making Spain an excellent spot for both lifestyle and career opportunities.

Find and IT job in Spain →

4. Hungary

Hungary is Europe’s underrated star, blending cool history with a fresh, lively vibe. Imagine kicking back in one of Budapest’s ruin pubs, where the past and present collide in the most awesome way, or wandering through Buda Castle’s ancient corridors. But Hungary’s more than just a pretty place; it is famous for its culture, history, nightlife, cuisine, and much more. The thermal baths here are a great way to chill out after exploring the city or to recover from a night on the town. Plus, the countryside is packed with vineyards and festivals that showcase the local way of life.

Let’s look at the numbers that make Hungary so appealing:

• Average city-centre rent: A steal at €420.
• Eating out: A tasty meal for just €9.
• Coffee break: Only €2 for your caffeine hit.

With a cost of living index of 28.2 on a scale that goes to 100, Hungary is the cheapest European country to live in — on our list for sure, and one of the cheapest on the whole continent. You’re not going to find yourself stressing over rent like you might in Berlin, where you’d be forking out around €1,300. Based on just the cost of renting a city-center flat, living in Budapest, one would save approximately 68.2% compared to the rent in Berlin. This means you’ve got more cash to splash on enjoying everything Hungary has to offer, from delicious food to exploring UNESCO World Heritage sites.

With a Western EU salary, you can afford experiences like wine tasting in Eger or relaxing in the Széchenyi Baths — luxuries that might be too expensive elsewhere. Living in Hungary allows you to enjoy life to a high standard while saving money.

5. Montenegro

Montenegro is a country that packs a big punch when it comes to natural beauty. Picture yourself waking up to views of the majestic Adriatic Sea or planning weekend hikes in its rugged mountains. It’s not just the scenery that’ll catch your heart; Montenegro’s laid-back lifestyle in its historic towns and seaside villages offers a perfect retreat from the hustle and bustle. Plus, who can resist the charm of the Bay of Kotor or the sandy beaches of Budva?

Living in Montenegro doesn’t ask you to break the bank:

• City-center apartment rent: Just €600.
• Dining out: A tasty meal for about €9
• Morning coffee: Only €2.

The low cost of living in Montenegro is most obvious when you compare it to pricier European destinations. For example, paying rent in a city like Montenegro’s capital, Podgorica (€530), is significantly cheaper than navigating the costs of life in cities such as Paris (€1,400) or Amsterdam (€1,900). While salaries in Montenegro may not top the charts, remote developers can expect a respectable yearly income of around €45,000.

Living in Montenegro is great for remote professionals or those with EU citizenship, as local English-speaking jobs are scarce. It’s a place where life’s cheaper, from housing to dining, allowing you to save or spend on enjoying the outdoors. While English isn’t common, you’ll manage, especially in expat-friendly spots. Montenegro’s perfect if you work remotely and crave adventure without the high costs of more popular expat destinations.

Make your move with Relocate.me

Are you worried about the costs but want to make the move? On Relocate.me, you can find a tech job from a company that supports international relocation, including some of the cheapest countries to live in Europe. There are new job opportunities every day in Europe, the US, and the UK, plus many of the countries mentioned above.

The country where software engineers get paid the most is the United States, above $120,000 a year, or roughly $10k per month. Salaries in Silicon Valley reach $160,000 per year, those in New York City are around $146,000, and those in Seattle are around $136,000.

But the US is not the only place you can make money as a software engineer. In this article, we’ll introduce you to the top 10 countries where software engineers are earning the most. As a side note, the salaries mentioned below are not entry-level or even junior salaries. These averages are more comparable to mid-senior experience. 

Let’s dive in and look at the industry’s average earnings, considering factors such as job position, work experience and programming language proficiency. We’ve consulted reputable sources to put together the most reliable figures for you. The figures reported here are gross annual salaries (before tax). You can use the Net Salary Calculator to estimate net income. This is a simplified version of the list:

1. United States 

Software engineers in the US earn a median annual salary of $124,200.

The United States is well known for offering the highest-paying IT salaries in the world. And it’s not just in the Bay Area. Companies in Seattle, New York, Austin, Chicago, and Dallas also offer some of the highest-paying salaries in the world, comparable with the likes of London and Zurich.  Although the US is still the preferred destination for software engineers around the world, there have been some major changes in the market that are worth noting. Most notably, mass layoffs from the tech sector (including FAANG), lower salaries (even for senior developers), and the already-established hustle culture should make software engineers think twice before heading to the US. 

You know the saying… “Americans live to work, Europeans work to live.” Salaries are outstanding in the US, but it comes at a cost. Work-life balance in the US falls behind compared to Europe. In the US, startup workers and even billionaire owners rarely put 9-5 hours like it could happen in Stockholm or Copenhagen. Also, work security in tech seems to be at a weak point with the wave of layoffs. Still, the US economy keeps adding more and more jobs, so being laid off is not a dead end.

Work-Life Balance Comparison: USA vs EU →

Now, if you think money can compensate for long working hours and dwindling job security, the US is a good destination. Some salaries are even higher than reported here. For example, the Stack Overflow survey of 2023 demonstrated that being a backend developer in the US is one of the best-paying jobs in tech, with salaries above $160,000 per year. But these salaries are only for a tiny percentile of software developers. Some senior developers are reporting lower salaries compared to the post-pandemic boom, with some taking a 3% or 9% cut year-on-year, and that doesn’t account for inflation.

The cities with the best salaries for software engineers are San Francisco and Santa Clara, CA, both part of Silicon Valley. Those salaries can reach $160,000 per year, which is well above New York City, which has an average salary of $146,000. Seattle comes in right after with $136,000. Austin, Chicago, the Dallas–Fort Worth metropolitan region and Houston come right behind, with salaries ranging from $130,000 to $95,000. Silicon Valley pays the best, but there’s a whole world out there (in the US). It’s still one of the best countries for software engineers.

2. Switzerland 

Software engineers in Switzerland earn around €100,000 a year. 

Where do software engineers make the most money? Switzerland is a sleeper when it comes to opportunities for software engineers. It’s well-regarded for its very high standard of living, for its natural beauty, for being one of the safest countries in the world, and for paying excellent salaries that make up for the very high cost of living (a chicken sandwich in Geneva might cost 80% more than in Dallas). And Geneva is not their most expensive hub — that’s Zurich, dubbed the most expensive city in the world.

But even if it’s world-renowned for all these reasons, it’s not exactly a typical software engineering location. Switzerland lures skilled software engineers with high salaries (easily exceeding €100,000!) while keeping an attractive, and ultimately European, work-life balance. The demand for workers is high, but competition can be gruff, so much that juniors should not consider Switzerland. This country is only for experienced professionals. It’s expensive and immigration is very difficult unless your skills are in demand, and unless you can prove your experience. Only come to Switzerland if you have a strong resume to stand by you. On the upside, many companies prioritise a 40-hour workweek, and over half of IT professionals report achieving a good balance. 

Also, keep in mind, that the high wages come with a high cost of living, so factor that in while evaluating the option. Renting a studio apartment in Zurich’s city centre can cost up to 50% more than renting one in Dallas. But purchasing power in the Swiss city is still around 5% stronger than in Texas, which tells how well-balanced the Swiss cost of living is with their uncommonly high standard of living.

3. Israel 

Software engineers in Israel earn almost €70,000 a year. It’s one of the highest salaries for software engineers in the world.

Israel relies on the tech sector. The high-tech sector contributes 18% to local GDP, making it their largest industry by economic output. Tech comprises half of the country’s exports, which means the sector attracts foreign currency like no other — and this could explain the good salaries. About one in seven of all employees work in the tech sector and in tech jobs in other sectors. This concentration is not so far from Silicon Valley’s (where one in four workers are in tech).

The startup scene in Israel is worth $120 billion, according to reports. Tel Aviv is the seventh-largest startup ecosystem in the world and has the highest number of startups per person in any country, with almost 3,000 in Tel Aviv alone, of which around 30 are already unicorns. The government actively props up the scene with stimulus packages and pro-tech policies. It’s also a cybersecurity hub, big data, an AI hub. Waze, for example, was founded almost 20 years ago near Tel Aviv, and represented one of the first widespread cases of AI and big data for end users.

Since there is so much cash from investors and so much cash brought on by exports, software engineers can expect some of the best salaries in the world. It’s not only startup-driven, though. Israel hosts R&D centres for large tech companies like Amazon, Apple, Cisco, SAP or Meta.

In Israel, work-life balance can be a double-edged sword. The fast-paced, startup-driven business environment often encourages longer hours and dedication. The “hustle culture” is widespread and many engineers, notably from the cybersecurity sector in Tel Aviv, report that burnout is very common.

4. Australia 

Software engineers in Australia earn around €67,000 a year ($110,000 AUD).

Australia is a very sought-for location because it has plenty of cities with good weather, a high standard of living, and salaries for software engineers that are even above some German wages. Even if investment in tech startups in Australia fell in 2023, there were almost 500 deals, including Employment Hero’s quarter-billion-dollar funding round. This cash influx results in more opportunities for software workers, who can also rely on well-established tech companies such as Canva, Atlassian, or Procreate to seek jobs.

Australia has traditionally welcomed qualified workers from abroad to fill the talent gaps, and software engineers are just as in demand. In fact, more Europeans are moving to Australia for tech work than the other way around. Still, it’s not only Europeans who’re choosing to settle Down Under. According to industry reports, around a third of tech workers speak a language other than English, making it the most culturally diverse sector in the country.

In Australia, and in contrast to the US, tech jobs are also more secure than other occupations. The rate of people who no longer work after eight years was around 5% lower in tech than in other Australian high-paying industries. This makes it one of the best countries for software engineers.

Even though almost half the workers in the Australian tech industry don’t have a university degree, immigrating engineers who request a visa are expected to have one and to pass an English exam and score a certain number of points. You can earn points by many means, but the most important is experience.

Australia has very strict immigration policies, but a company sponsorship could help you settle down there. For example, a software engineer with 2+ years experience can apply for Australia’s Skilled Independent visa (Subclass 189) but may need higher points (3-8+ years experience) for a stronger application. So consider internal company transfer for temporary residency followed by permanent residency as a pathway to staying in Australia.

 However, like many attractive hubs, the cost of living in cities like Melbourne and Sydney is extremely high — even higher than in certain European countries. Despite what Mercer claims, the cost of living in Australia has skyrocketed to 2-3x what it was in 2019, depending on the city.

5. Denmark 

Software engineers in Denmark earn around €66,000 per year.

Denmark’s recent hits have been in pharma or the movies, but the tech industry in Denmark also enjoys steady growth, with opportunities in major cities like Copenhagen and Aarhus taking advantage of recent graduates. Sources estimate that Danish software companies will drive an excess revenue of almost $4 billion in 2024. 

There are plenty of sectors in the tech industry that software engineers can consider. Tech giants like IBM, Microsoft, and SAP have set up innovation and development hubs in Denmark. Some tech “newcomers,” like Zendesk or Trustpilot, are some successful Danish tech companies that specialise in business solution development. In fact, around 7% of the tech investment deals that end up being unicorns come from Nordic countries.

When seeking employment, software engineers can look into other Danish tech sectors that are not exactly IT. Cleantech is also a growing tech sector in Denmark. Environment-related technologies accounted for a quarter of Danish patents in 2018. It’s also the highest share in the OECD. The Danes are known for inventing tech stuff, as they came up with C++ and C#

Software engineers are in demand in Denmark, and the government is making it easier for international talent to get work permits (they’ve approved lower salary requirements for foreigners applying for work) and even own businesses (Startup Denmark program) to get a residency permit.

While salaries may not reach the heights of some other countries, they remain competitive and are coupled with generous benefits, including ample paid holidays and a standard 37-hour work week. Denmark has one of the world’s best work-life balances, with only 1% of workers putting long hours and a standard 25 vacation days.

However, consider that the cost of living in Denmark is high. If you land a job in Copenhagen, you could even consider living in the quiet university town of Lund, Sweden, and crossing the Øresund strait for work a couple of times a week.

6. Canada 

In Canada, software engineers earn around $69,000 USD annually. That’s approximately €64,000.

The Canadian government actively supports the tech sector through grants or tax incentives. The Deputy Prime Minister recently announced a $20 billion fund to help develop net-zero and clean tech. Also, many provinces have their own programs. Besides clean tech, the country’s focus on AI, healthcare tech, and cybersecurity means you’ll have plenty of paths to find your niche. 

Canada has advantages like few other countries, both for software engineers and for any worker. Some cities are cheaper than their counterparts across the US border. According to Numbeo, Toronto prices are estimated to be around 5% cheaper than Chicago (still, keep in mind that Chicago has greater purchasing power). And Vancouver continually gets picked as North America’s “most liveable” city, a fashionable way to say it’s among the best cities in the world.

Canadians know it’s important to keep a healthy work-life balance and continually push official efforts to help with it, like prescribing free visits to their stunning national parks. They have generous parental leave and well-established safety nets. And for being such a developed (and still underpopulated) nation, Canada has a remarkably simple immigration path, way easier than getting a green card in the US. In addition, Canadians use the metric system.

But, it’s not all idyllic and syrupy up there in the North. Graduates from universities like McGill, sometimes called the “Harvard of Canada,” get more attention than expats, according to testimonials. If the role you’re trying to get into is a senior role, most tech companies will prefer candidates who speak English as their first language, or French if you’re in Québec. This is standard, and the same will happen to you in Bavaria but with German, but you should still consider it. 

Still, techie Indians seem to be doing well in Canada, which hosts the largest Sikh population outside India. So software engineers from India, the Philippines, or China all have opportunities to work and take a piece of the pie, provided they have the right seniority and can get jobs with companies that help them relocate.

Expat Advice: Moving from India to Canada with an IT Role →

7. United Kingdom 

Software engineers in the United Kingdom earn an average of around €58,000 per year.

With London still standing as the world’s financial capital, meaning that there’s plenty of lending and investing going on, the UK software market is predictably huge. In 2024, London is still Europe’s #1 tech hub. But when it comes to tech, other big cities such as Manchester are still attracting companies, start-ups, talent, and investors. In fact, the North is great for software engineers. Big tech companies like Google, Booking.com or Amazon are in Manchester, along with over 10,000 other tech businesses. Startups recently just raised £532 million in funding. Leeds, Oxford and Cambridge are also medtech hubs.

One overlooked (not by investors, though) sector in London for software engineers is cleantech. London climate tech startups took in $3.5B in 2023, up from $2.2B in 2022, and London clinched the second place for climate tech investment globally in 2023.

In England, salaries are generally above their mainland Europe rivals. Particularly in London, a senior software manager (a position which requires around 10 years of experience) can make £102,000 per year, while the same position in Berlin can earn €81,500. For your reference, that £102,000 is more than 10k a month in US dollars. When you rank a software developer salary by country, England always gets a notable mention.

Moving to London for a Tech Job: Mahdi’s Relocation Story →

8. Germany 

A software engineer’s salary in Germany is €56,800 a year. More senior roles like software architect earn average salaries of €81,500.

Germany’s tech scene has both the heavyweights — like SAP — and the nimble movers and shakers — like N26 — ready to hire IT expats. Expect fair salaries, healthy work-life balance and software development opportunities in cities like Berlin (more international and expat oriented) or Munich (more traditional).

Germany normally delivers job security and opportunities for skilled developers, but their economy has shrunk a bit, so don’t be surprised if you notice job offers suddenly drop. Still, Germany (and Berlin especially) is the top destination in Europe for expats. The German capital has a considerable expat community, and it’s the city where’s the most likely to find an English-speaking role. Plenty of companies that are expanding internationally are doing it from their HQ in Berlin. Or it can be the other way around — companies that are expanding internationally want to set foot in Germany, and that could be the way in for software engineers. 

The pace might feel slower than working in the UK, for example, and language barriers can be an issue, but if stability, well-being, and quality of life are priorities, Germany can be an excellent fit for you.

9. Norway 

In Norway, software engineers earn an average salary of roughly €53,000 a year.

It’s not that far behind Denmark. It’s actually an excellent salary, considering the small market — totally acceptable for a country with less than six million citizens. The job market is great for senior devs, especially if you speak Norwegian. If you don’t speak it, especially in Oslo, you’ll have plenty of options that don’t require Norwegian, but you can’t get picky. Brush up your skills or consider building a portfolio (open-source projects, conferences) if you’re starting out. 

Software engineers can expect opportunities in green technology. Norway and its Nordic neighbours are recognised as world leaders in the use of renewable energy, cleantech, and sustainable resource handling.  Norway has agreed to reduce emissions, and the government considers carbon capture and storage (CCS) a high priority.  The Climate Investment Fund set up by Norway in 2022 has already committed around $200 million to projects that will avoid annual emissions of 6.2 million tons of CO2.

Work-life balance in Norway depends on the work arrangement because some jobs work as contracts and earn exceptional wages while others are more stable, more secure and more lax but for lower pay. Some companies have strict deadlines, others are flexible. You can find a good fit as you gain experience (seniors have more options).

Norwegians are welcoming and accept foreigners, but friendships take time. Learning the language will help you socialise in the long run and will give you more work options. Norwegians are friendly and educated, enjoy a great standard of living (and have learnt to be happy when it rains), and will be happy to welcome you in. Expect to be awe-struck by their infrastructure and fjords.

The best path to get a job in Norway, especially if you’re not a senior, is to have a company sponsor you and help you relocate. This is the result of a mixed bag of policies that make it hard for non-EU citizens to land a job, not an outright strategic decision. It’s a small market with a low number of jobs, and regulations that started adding up closed out the market for many. Still, with the help of a company, software engineers can work in Norway,  still one of the best countries for software engineers.

10. Sweden 

In Sweden, software engineers earn a net salary of almost €44,000 a year. Other sources report salaries are as good as in the United States, but that’s probably a top salary for a video game company executive. Spotify offers developer product manager salaries of  €76,600 at their Stockholm offices, so there’s also that in-between lane. 

In Sweden, you can make a career in fields such as sustainability or gaming. With a surprisingly high $14 billion raised through IPOs in Stockholm in 2021, the second highest in Europe after London, more than a hundred Swedish companies have access to a large pool of capital to invest in growth, which often includes hiring skilled IT professionals. Software engineers in Sweden don’t have to limit themselves to the tech sector.

Stockholm School of Economics (SSE) is becoming a hot spot for student founders in Sweden — who in turn bring on software engineering jobs. One of their alumni is Klarna, which was initially rejected by investors but has since raised a massive $4.5 billion. Another example is Voi, a micromobility startup founded by an SSE grad. Thanks to an SSE pitch competition, Voi got early investment from a billionaire businesswoman and has now raised $500 million. Remember that education for EU citizens in Sweden is free, so if you intend to go down the founder pipeline as a software engineer, you got a clear opportunity in Stockholm.

The Swedes love their work-life balance, with ample leave — the parental leave in Sweden is unmatched — and flexible arrangements from the get-go. In addition, their command of English is impeccable and could make you wonder if you’re actually in Minnesota or Wisconsin. Still, testimonials tell us that Swedish could open more doors. Still, remember the high cost of living, especially in Stockholm, and consider that expats have trouble finding housing.

Get a job as a software engineer and relocate

To earn the best salaries in the world for software engineers, you can relocate to these countries with Relocate.me. We’re a niche job board for techies looking to relocate, and we match tech talent with companies that offer relocation packages to many of these countries.

Visit our job board and get a job with a top-dollar salary from your home country. Only then relocate. The companies on the platform need top talent from abroad, and they will help you cash in the highest salary for software engineer in the world.

Are you considering relocating to Canada? There are plenty of good reasons to start a new life there. Beyond its natural beauty and educational excellence, some of them are:

• Easy immigration process: Canada has several immigration programs designed to attract skilled workers. Compared to the US, it’s considerably simpler.
• Natural beauty:  Gigantic lakes, poster-worthy valleys, and plenty of ski centres (think Whistler!) that are close to big cities (for such a big country, that’s noteworthy) are some of Canada’s attractions for when you’re not at the office.
• Promising tech job market: Canada faces a significant talent shortage in the tech sector, with numerous open positions across various domains (software development, AI, cybersecurity). This translates to good job opportunities and higher salaries for skilled professionals.
• Universal healthcare: Canada’s universal healthcare system, known as Medicare in some regions, is a source of admiration and cross-border comparisons (that could’ve left us without Breaking Bad). All Canadian citizens and permanent residents have access to medically necessary hospital and physician services, regardless of income or employment status.
• Multicultural society: Canada’s multiculturalism surpasses the Québec–English-speaking divide. 
• All-around friendly people: Of course, this is a generalisation, but Canadians hold up their reputation as lovely and kindly, even professionally. We can attest to that.

So you want to move to Canada. Okay, but where to start? In this article, we’ll present you with a guide to help you immigrate to Canada. What’s more, you can check out our Canada page to find tips, expats’ stories, job offers and even a salary calculator.

Is Canada expensive?

Yes, Canada is expensive. Of course, it depends on where you’ll be settling on. Vancouver, in the British Columbia region (the same as Seattle in the United States), has been grappling with a real estate bubble and is more costly than other cities. There was a popular story of a kid who travelled from Calgary, in Alberta, to Vancouver twice a week to study. His plane ticket was cheaper than renting a single room. So, go figure. Fortunately, salaries are outstanding in Canada, so it’s expensive, but there’s a way to sort that out, and it’s with a job. Relocating to Canada is a better experience with a pay package.

Firstly, secure a job

Landing a job before moving to Canada provides double peace of mind. Firstly, you arrive with a steady income to comfortably settle in without immediate financial worries. Secondly, that job offer significantly adds to your immigration application, primarily through Express Entry or Provincial Nominee Programs.

Someone could tell you that job hunting from abroad takes time and effort, potentially delaying your move. Luckily, that’s not a problem with Relocate.me. Our platform has a specialised tech job board with employers that can help you relocate. You can also use our salary calculator to get a reliable insight into Canadians’ average incomes according to job positions.

Expat Advice: Moving from India to Canada →

Obtain your legal permits to move and work in Canada

These are the types of permits you should sort out, with or without a hiring company, before you move to Canada.

Work permits

Most foreign nationals need a work permit to work in Canada temporarily. Different programs and work permits depend on a couple of factors. We’ll present them so you can choose the option that best suits your situation:

Main programs

• Temporary Foreign Worker Program (TFWP): While the TFWP focuses on filling Canadian labour shortages, you’ll need a special job offer and work permit, both requiring approval confirming no suitable Canadian could fill the role. This program covers various occupations, from high-skilled professions to seasonal work. Remember, it doesn’t guarantee permanent residency, but it allows you to work in Canada and explore other immigration pathways for a more secure and permanent move. In many countries, including Canada, tech workers and software engineers are on this sought-after talent shortlist.
• International Mobility Program (IMP): The IMP opens doors to relocation directly. It offers categories designed to attract international talent, often through exemption from the usual labour market assessment (LMIA), allowing quicker work permits. You even get an open work permit, letting you work for any employer, not just one. While some categories can lead to permanent residency, it’s only guaranteed for some. Think of it as a flexible and potentially faster route to work and live in Canada, but explore further options if permanent residency is your ultimate goal.
  

Work permit types

• Employer-specific: Scoring a job offer through Canada’s Employer-Specific work permit program can jumpstart your move, but it relies on sponsorship. A Canadian company needs to offer you a specific job and vouch for you, tying you to them for the permit’s duration. While the process might be faster and avoid some assessments, you can’t easily switch jobs.
• Open: Unlike being tied to one employer, with an open work permit, you can explore different jobs and industries nationwide. This freedom lets you find the perfect fit and network before potentially pursuing permanent residency. While only sometimes a direct path to staying permanently, it’s a great way to gain experience and establish yourself in Canada.

There are certain occupations which are exempt from needing a work permit. Check out if your job is one of those.

Keep in mind that you need a residence permit in Canada when you intend to stay in the country for longer than six months and don’t already hold Canadian citizenship or permanent residency. But don’t panic: There’s another option for you to live and work in Canada for more than six months, and that option is called Express Entry.

Express Entry: An expedited path to Canadian permanent residency

Express Entry is a point-based immigration system that attracts skilled workers to Canada. It offers a faster and more efficient pathway to permanent residency than traditional application methods. Here’s a breakdown:

Who is eligible?

To be eligible for Express Entry, you must:

• Have at least one year of skilled work experience in the past 10 years.
• Meet language proficiency requirements in English or French (testing required).
• Obtain a valid educational credential assessment from a designated organisation.
• Score enough points under the Comprehensive Ranking System (CRS), based on factors like age, education, work experience, language skills, and adaptability.

Things to consider:

• The pool of candidates is competitive, so a high score is crucial.
• Receiving an ITA doesn’t guarantee permanent residency, as other factors are also considered.

These are your specific requirements for moving to Canada from the US

If you’re moving to Canada from the US, you can use the Express Entry, which also applies to non-US citizens. If you’re not using the Express Entry, there are other options for you:

Economic Programs:

• Federal Skilled Worker Program (FSW): 1+ year experience, language skills, 67+ CRS points.
• Federal Skilled Trades Program (FST): 2+ years experience, language skills, Canadian trade qualification/job offer.
• Canadian Experience Class (CEC): 1+ year skilled work experience in Canada, language skills.

Working in Canada:

• CUSMA work permits for specific job offers/US-Canada companies.
• Employer-specific work permits (which require an LMIA).
• Spousal open work permits for spouses/common-law partners of temporary workers/students.

Once you’ve secured your paperwork for moving to Canada from the US, you should:

• Switch your spelling to Canadian English: You’ll see the “z” character like in the US, but you’ll have to add plenty of “u” letters to your spelling bee quizzes.
• Learn the metric system: Canadians might understand what a mile or feet is, but, unfortunately for you, Canadians don’t use Fahrenheit degrees, so learn that one as well.
• Consider that each territorial division is called a province: In Canada, the State is the federal government. You’ll see this when you pay taxes.

Developer’s Checklist: 25 Questions To Ask Your Future Employer (Before Relocation) →

Social Security registration: A key legal step to follow

Social Security Registration (SSR) in Canada involves obtaining your Social Insurance Number (SIN). This unique 9-digit number is crucial for various things in Canada, including:

• Working and paying taxes.
• Receiving government benefits like Employment Insurance (EI) and Canada Pension Plan (CPP).
• Opening a bank account.
• Getting certain types of loans or credit cards.
• Filing income tax returns.

When is it required?

You need to register for your SIN once you have legal status in Canada, such as a work permit, study permit, permanent residency or Canadian citizenship. It’s crucial to register, even if you still need to start working! So don’t sleep on this procedure!

How can I register?

There are three ways to register for your SIN: online, by e-mail or in person.

Other important points about it:

• There’s no fee to register for your SIN.
• Your SIN is confidential, so keep it safe and don’t share it unnecessarily.
• Inform Service Canada if your name, address, or marital status changes.

Financial Aspects

We already told you Canada is expensive. Here’s what you need to read to learn why.

Understand the Canadian tax system

Relocating to Canada means figuring out a new tax system. If you spend more than 183 days there or establish significant ties, you become a resident and pay taxes on worldwide income. There’s a federal income tax with progressive rates, and additional provincial taxes vary by location. You’ll also encounter GST/HST on most purchases.

Filing taxes annually is mandatory, typically by April 30th. Consider professional help for complex situations or claiming benefits like moving expenses or the Welcome Tax Relief Plan. Research the Canada Revenue Agency (CRA) website for details.

Keep in mind that, while Canadian taxes are quite higher than US taxes, the money found goes, for example, to the universal healthcare system, which is free and available for all legal residents in Canada. When you move to Canada, you should think: “Each Canadian dollar I’m leaving on the table is clearly noticed as a benefit I’m getting back.” Unless you’re the taxman, you can’t say that about most countries.

Learn How Much You Can Earn in Canada →

Open a bank account

Before landing in Canada, research major banks like TD, Scotiabank, and RBC, as well as online options like EQ Bank, and compare newcomer packages and fees. Prepare your passport, proof of arrival (if available), and work-study permits, and consider getting proof of address from your future landlord.

While some banks like Scotiabank and StartRight allow online applications, visiting a branch in person might be best. Consider dedicated newcomer specialists at TD Canada Trust branches. Remember, eligibility, minimum deposits and requirements vary. It always helps to walk into your neighbourhood’s bank branch to ask a suit for some guidance.

Logistics and settling in

Assuming you have sorted out that kind of paperwork, you can now find a haystack to lie down in your new Canadian life.

Find yourself a home

Start by exploring reliable platforms like Kijiji, real estate agents and local government websites — such as REALTOR.ca — for listings. Consider your budget, desired location, and lifestyle needs (pet-friendly, shared living, etc.).

Use virtual tours if relocating remotely, connect with newcomers for practical advice, and stay vigilant against scams. Remember, a short-term option might be wise while you explore different neighbourhoods before committing to a long-term move.

What You Should Know About The Job Relocation Process →

Consider healthcare options

These are two possibilities regarding healthcare:

• Public Healthcare (Medicare): This universally accessible, tax-funded system offers free essential medical care to all legal residents, including newcomers. Think doctor visits, hospital stays and basic diagnostics (especially that broken finger by learning to play ice hockey).
• Private Healthcare: If you desire faster access to specialists or additional coverage, explore private insurance. Remember that it requires out-of-pocket payments or an insurance plan, so be prepared for associated costs. Remember, private insurance complements, not replaces, public healthcare.

Young and healthy? Public healthcare might be ideal. Pre-existing conditions or a preference for quicker specialist access? Exploring private options could be the best option for you. 

Relocating to Canada is easier with a job

Yes, moving to Canada can sound daunting at first. But remember: They welcome new workers who want to help the nation grow, and you have allies who’ll help you get there as smoothly as possible. At Relocate.me, we can help you find a Canadian job and make the relocation process as smooth as possible so you can immigrate to Canada whenever you want. Browse for developer jobs.

Do you want warm weather, affordable living costs, and a less hectic pace? Then you should consider immigrating to Spain. The Spanish lifestyle offers more than just delicious tapas and paellas. Here are some reasons why moving to Spain will pay off in your professional career:

• Affordable living: Spain has a more manageable cost of living than many other Western European countries. Housing, food and general expenses tend to be lower, allowing you to live comfortably without breaking the bank.
• There’s always something to do: With flamenco performances, world-renowned museums, ancient architecture and lively festivals, you can’t get bored in Spain.
• Ideal climate: Spain’s diverse geography offers a warm and sunny climate for most of the year. The weather is ideal for a weekend trip to the beach or countryside at almost any time of the year. You can even go skiing in the winter months.
• Promising entrepreneurial scene: Particularly in sectors like technology and tourism, Spain offers very attractive opportunities for professionals. It’s ranked 6th in Europe and 16th globally for the total investment raised in 2022 (this figure is predicted to climb). Barcelona is one of the rising tech hubs in Europe.
• Embrace the “slow living” lifestyle: Spanish people prioritise leisure and spending quality time with loved ones. Enjoy long lunches, afternoon siestas, and meet-ups that revolve around food, banter, and a sense of belonging. If you want to prioritise living over working, then Spain should be at the top of your list. 

In this guide, we’ll discuss how you can move to Spain and the key steps involved. We’ll cover everything from managing the visa process to finding the perfect place to live. 

Relocate to Spain → 

Planning and preparation

Relocating to Spain, like with any country, requires planning. Spanish people say that “it’s better to prevent than to treat” which basically means, “measure twice, cut once!” If you plan your move correctly, the transition will be smooth. You can start your planning here:

Find a job to relocate

As you might have realised, it’s considerably easier to move to Spain if you have a job lined up in the country. If you’re a professional, the company might even consider financially supporting your relocation. Check out local job boards to find opportunities and expand your search to larger job boards in Europe. For IT professionals, check out Relocate.me — the platform lists job advertisements from companies who offer relocation support in Spain and other European countries. As an English speaker, you’re best searching for a job in Madrid, Alicante, or Barcelona. 

Language learning

Start learning basic Spanish phrases and consider further language learning resources. Compared to other European countries, Spain ranks lower on the list in English proficiency. The 2023 English Proficiency Index ranks them 25th in the EU. Only around 27% of the population claims to speak English to some extent, but many do so at a basic level. To forge connections and to integrate into the community, Spanish language skills are necessary. 

Learn about the many Spains within Spain

Spain is a multilingual country. Everyone speaks Spanish (some call it Castilian — Spanish and Castilian are synonyms), but some families might speak a different language at home. These are languages, like Catalonian and Galician which at first might be harder to understand even with basic language skills. Of course, you won’t have to learn Catalonian if you’re working in a tech role, and rarely a company will expect that, but don’t be surprised if you’re misunderstood even when speaking Spanish. A tip for interviews might be to figure out where your hiring manager is from and lean into that.

25 Questions To Ask Your Future Employer (Before Relocation) →

Administrative steps

The following are the paperwork-related steps you need to go through if you want to work in Spain. (You’ll notice that these steps are noticeably easier if you’ve got a company that is supporting your move!)

Obtain a residency permit

There are three types of visas for relocation to Spain. Have a read, and figure out which one suits you best:

• Highly Qualified Migrant (HQM) Visa: This visa is designed for highly skilled professionals with a university degree, and a minimum salary that varies depending on the specific profession and the region where you’ll be working. It allows you to live and work in Spain for an initial period of two years, with the possibility of renewing for an additional three years. After five years, you may be eligible to apply for permanent residency.
• Intra-Corporate Transfer (ICT) Visa: This visa is designed for employees who are being transferred within the same company for international assignments lasting at least three months. It allows you to live and work in Spain for the duration of your assignment, up to a maximum of four years.
• Digital Nomad Visa: Introduced in January 2023, this visa option is designed for non-EU/EEA citizens who want to live in Spain and work remotely for companies located outside of Spain. It’s initially valid for 1 year, though it can be shorter if your employment contract is for less than a year. You can extend this visa up to four years, and there’s a pathway to residency. To apply for this visa, you’ll need to show you can work remotely, have enough funds, and meet the minimum income and experience requirements in your field.

Register with Social Security

Registering for Social Security is mandatory for most residency permits. It’s also crucial for your life as a resident. It’s your gateway to essential benefits like public healthcare, unemployment assistance and pensions. You can either do an in-person registration through your nearest “Tesorería General de la Seguridad Social” (TGSS) office.

Get an NIE (Foreigner Identity Number)

The NIE, in simple terms, is like your individual identification number in Spain, but specifically for foreigners. Need a bank account, a flat, or a job? The NIE opens those doors. It also serves as your connection to crucial government systems like taxes and healthcare. And if you hope to have a long-term stay in Spain, the NIE is the initial stepping stone towards official residency. You can either apply online (with a digital certificate) or visit a police station in person.

Get a TIE (Foreigner Identity Card)

While your NIE opens doors to daily life in Spain, the TIE is the official seal of your legal residency. It’s essential for activities like obtaining a driving licence, buying property or registering for utilities. It also allows visa-free travel within certain European countries and enables you to participate in Spain’s public healthcare system.

Moving to Spain from the US

If you’re a US citizen, the Spanish government will ask you for an ETIAS visa if it’s short term or a D-visa and residence permit if it’s long term. These are the details for moving to Spain from the US:

Requirements according to the length of stay:

• Short-term (less than 90 days): ETIAS visa waiver required (online application).
• Long-term (more than 90 days): Long-stay visa (D visa) and residence permit are needed.

Requirements according to the reason for relocation:

• Work: Work visa and work authorisation.
• Retirement: Non-lucrative visa (if financially independent).
• Investment: Golden Visa (investing €500,000+).
• Study: Student visa.

General requirements (all categories):

• Valid passport (valid for at least 3 months beyond your stay).
• Proof of sufficient financial resources.
• Private health insurance covering you in Spain.
• Proof of accommodation in Spain.

Logistics and settling down

Once you have dealt with the most tedious part of the process — except if you are an exceptional personality who enjoys bureaucracy — you can get on with other things, such as finding a nice place to live and choosing your health insurance.

Rent a home

Whether you prefer the stability of a long-term lease or the flexibility of a short-term stay, you can explore options on local platforms like Idealista, Fotocasa or Spotahome. Remember, contracts matter! Carefully review terms and familiarise yourself with tenant rights. Local agencies also offer valuable expertise. Generally, securing a flat through a local real estate company is going to cost less and potentially have better options. Don’t be afraid to schedule viewings, negotiate rent, and connect with local communities for insider tips.

Research international healthcare options

Public options offer broad coverage but can have wait times, while private insurance guarantees quicker access for a monthly fee. Explore both options based on your residency status and budget. If you’re coming from outside of Europe, you’ll probably have to get some type of insurance until you’ve got a work permit, ID and are paying taxes. EU citizens might benefit from reciprocal healthcare agreements. Ask co-workers or the expat community for recommendations of local practitioners — often there are Facebook groups with compiled lists for the larger cities. 

Financial aspects

These are the money-related aspects you should consider if you want to enjoy Spain’s thrifty European economy. Let’s have a look at them in detail.

Open a bank account

Big banks like Santander offer widespread networks, while local options can be cost-effective. Choose a current account for daily use, savings for long-term goals or even an international account for multi-currency flexibility for seamless finance in Spain. Prepare your documents, visit a branch or explore online options like N26, Bunq or Monese (easiest for the short term, and simple to set up).

Understand tax implications

As a resident, anticipate income tax based on your global earnings, and on top of that, add in local taxes. Relocate.me’s salary calculator might be useful for that. Social Security contributions apply too. Digital nomads are fortunate to enjoy lower taxes for the first year (24%). Consulting a tax advisor and exploring official resources like the Spanish Tax Agency website are prudent moves. Understanding tax treaties with your home country can save you double taxation headaches (US citizens). Remember, regulations change all the time, so stay informed and seek professional help if needed.

Find a tech job in Spain →

Additional considerations

Finally, check out these other items you should consider when starting a new life in Spain.

Travel insurance

Consider getting temporary coverage, especially during your initial settling-in period, to protect against unforeseen medical or travel hiccups.

Register as self-employed (optional)

Interested in going freelance? Explore official resources for registration details. Remember, higher income tax rates and advance payments apply, along with Social Security contributions (if you are freelancing within the country). Self-employed individuals are better going for a nomad visa and looking for work outside of Spain. 

We can help you relocate to Spain with an IT job

If you’re thinking of relocating to Spain, a great place to start your search is on our job board. There, you’ll find a number of great job opportunities throughout Europe from companies who support international relocation, which means you won’t have to sponsor your move to Spain. Good luck, or ¡mucha suerte!

In a world increasingly defined by global mobility, pursuing the ideal location for work and life balance has led many to explore living the expat life. According to InterNation’s 2023 Expat Insider report, 35% of expats plan to live abroad forever, with most expats surveyed coming from the US. But with 193 countries spanning the globe, it might seem like it’ll be a tough choice to decide where you’d like to move to. But, certain nations definitely stand out for their vibrant cultures, robust economies and, of course, expat-friendly policies.

Identifying the perfect expat destination involves weighing various factors, including the cost of living, ease of settling in, work-life balance and the quality of healthcare and education. It’s a decision that can significantly impact your personal and professional life, turning the dream of living abroad into a reality filled with enriching experiences and growth opportunities. If you’re on the hunt for an international adventure that aligns with your lifestyle and career goals, here are the best countries for you to consider.

1. Mexico

A top destination for expats year-on-year, Mexico is a captivating destination for expats from all corners of the globe. Many expats choose to settle in Mexico because they love her capital, Mexico City, with a population of about 22 million.

This country offers affordable living for those earning in strong currencies like the USD, GBP or EUR, rich culture, world-renowned cuisine and famously warm locals. To put numbers into perspective, rents in Mexico City are about 70% lower compared to San Fransisco, while groceries in Mexico City are 47% lower. According to InterNations’ Expat Report, expats also rave about the Mexican work-life balance and the ease of settling in.

However, like any country, Mexico has its share of downsides. Safety concerns do require thoughtful consideration, particularly when exploring certain areas of the country. Some expats have also reported a pushback from the locals due to the influx of Americans entering the country.

To move to Mexico, you’ll primarily be looking at one of two types of visas: the Temporary Resident Visa — suitable for those who want to stay longer than six months but less than four years — and the Permanent Resident Visa for those wanting to make Mexico their forever home.

2. Spain

One of the best expat countries is the European country of Spain. Expats are spread far and wide throughout the country, but many love the Spanish capital of Madrid, with a population of 3.3 million, and her cultural centre, Barcelona, with 1.6 million inhabitants.

Spain beckons with its warm climate, high quality of life and the kind of vibrant expat communities where everyone might not know your name yet, but give it a week or two. This country is a top choice for expats who seek a laid-back lifestyle, beautiful climate and affordable cost of living. For context, rental prices in Madrid are 62% lower than in San Francisco and over 60% lower in Barcelona.

Yet, Spain isn’t without her hurdles. The high unemployment rate in certain regions can be a stark contrast to the otherwise idyllic setting, making job hunting for locals and expats alike more challenging. Also, for those seeking employment with a Spanish company might find that pay is on the lower end, with an average of €32,520 per year, and you might pay up to 47% in taxes. Plus, the residency process can be a headache for those not fluent in Spanish. It goes without saying that if you want to call Spain your new home, learning Spanish will go a long way — or the Catalan dialect, if you’d like to live in Barcelona.

For those looking to move to Spain, the non-lucrative visa offers a pathway for those who can afford to live without a locally-based job, requiring proof of sufficient funds and a comprehensive health insurance possibility. On the other hand, if you’ve managed to find a job in Spain, a work visa will be your key. But be sure to seek out jobs with relocation assistance so that you can enjoy a much smoother move to Spain!

Find a job in Spain with relocation assistance here →

3. Thailand

Often referred to as the land of smiles, Thailand is a breathtaking tropical paradise that’s the top expat destination for those looking towards Southeast Asia. With vibrant cities like Bangkok to tranquil retreats like Chiang Mai, expats in Thailand are spread wide, enjoying her diverse experiences.

Sitting closer to the Equator, Thailand offers a temperate climate among lush jungles and pristine beaches. The country’s cuisine is famous across the globe, and its street food culture is top-tier. Life is a lot more affordable there, too, with rent prices in Bangkok being a whopping 80% lower than in San Francisco and groceries in Bangkok are 53% cheaper.

However, Thailand isn’t the easiest country for expats to settle into — mainly because a long-term visa is so hard to get. Plus, for all its serenity, the political landscape of Thailand is unstable and ranks pretty poorly in terms of its democracy index.

If you’re still keen on making Thailand your new home, there are a few visa options you could consider. To dip your feet into Thai culture, there is the Non-Immigrant Education Visa that requires you to enroll in a Thai educational institution and take at least 15 hours of lessons per week — whether that’s learning the Thai language or Muay Thai. But, if you’re looking for a more long-term solution, there’s also the SMART Visa, aimed at tech entrepreneurs who want to contribute to the Thai economy.

4. Germany

Standing as Europe’s biggest economy, Germany has become a top destination for expats looking to embrace European culture. The German capital, Berlin, is a well-known tech hub, and the medieval city of Cologne is home to a massive video games conference, Gamescom. With the right preparation and a willingness to learn, Germany can offer a fulfilling, high-quality lifestyle that combines the best of tradition and innovation.

This European country offers expats a robust economy, exceptional public services, a deep history and cultural depth. Although the cost of living isn’t as low as the first few countries on this list, living in Germany is a unique blend of modern efficiency and nature, with her cities offering vibrant cultural scenes and green spaces. Rent prices in Berlin are 58% lower than in San Francisco, and groceries in Munich cost 37% lower than in San Francisco, which is a boon to enjoy as the average salary in Germany is around €47,700. Plus, Germans are known for their impeccable work-life balance, which could be a breath of fresh air for Americans.

Unfortunately, Germany’s weather can be as unpredictable as it gets — one day, you could be enjoying a lovely picnic in the local park and the next, you’re seeking shelter from a chilling wind. Moreover, around 56% of Germans speak English. But unless you’re living in a big multicultural hub like Berlin or Munich, chances are that you’ll need to pick up a fair amount of German to get by. And, unless you have a friend who’s fluent in German, navigating the infamous German bureaucracy will be absolutely daunting. Moreover, for those looking to work in Germany—regardless of whether you’re a freelancer or employed at a German company—you should expect to pay up to 45% in taxes.

For those looking to migrate to Germany, there are a few pathways. The easiest and most straightforward would be to find and land a job at a German company so that you’ll automatically be qualified for the General Work Visa. Otherwise, there’s also the EU Blue Card, a highly-skilled talent visa, offering a streamlined path to residency for those with a job offer in a specified field, like tech, that meets the salary requirements. But regardless of which way you go, always be sure to find a job that offers relocation assistance, which can make the moving process much less stressful!

Browse software engineer jobs in Berlin with relocation assistance →

5. Malaysia

Another favourite Southeast Asian country among expats, Malaysia offers an interesting blend of modern amenities and natural, tropical beauty — from the dynamic skyline of Kuala Lumpur to the serene beaches of Kota Kinabalu. With a total population of almost 34 million and a rich history of trade, this country is truly a cultural melting pot.

This Southeast Asian nation shares its tropical climate and provides expats with a high standard of living for an affordable price. Rental prices in Kuala Lumpur are over 80% lower than in New York, while groceries cost around 60% less. A great benefit of expats moving to Malaysia is that a significant number of the population speak English as a second language, although picking up a few key phrases in Malay will make you instantly popular.

However, Malaysia’s humidity is something that’s difficult to get used to, making air conditioning less of a luxury there and more of a necessity. Plus, the country ranks quite low on the freedom index as the government is known to censor and ban any aspect of the internet that goes against those in power.

On the bright side, one of the most appealing aspects of moving to Malaysia is the Malaysia My Second Home (MM2H) programme. This government initiative was designed to allow foreigners to live in Malaysia long-term, which was previously very difficult to do unless you married a local. Another path to long-term residency in Malaysia is to land a job with a local company, allowing you to apply for the Employment Pass.

6. The Netherlands

Another great European country favoured by expats is the Netherlands. With a population of around 2.5 million in the capital of Amsterdam, expats love how living in this Western European country can lead to a new, fulfilling chapter of life.

The Netherlands, with its unparalleled work-life balance, innovative job market, and reputation for being exceptionally welcoming to internationals, is like a breath of fresh air for those seeking a new home abroad. It’s a country where the pace of life seems just right, blending productivity with plenty of time for relaxation and enjoyment. Moreover, with over 90% of the Dutch population speaking fluent English, it’s a great place for those who aren’t great at learning a new language but are keen on discovering a new culture.

But, much like the majority of Europe, the weather in the Netherlands can be a mix of splendidly sunny and grey, gloomy days — often unpredictable and leaning more towards the cooler, wetter side. On top of that, the Dutch aren’t known for being immediately open to friendships, so social integration in the Netherlands is about finding your place within a society that values individuality, tolerance, and directness.

For those looking to make the move, the Netherlands offers attractive pathways such as the EU Blue Card. Then there’s the orientation year visa for graduates, an excellent option for recent international graduates of Dutch universities or top global institutions, offering a one-year window to find a job or start a business. Otherwise, there’s always the option to find a job in the Netherlands and qualify for the General Work Visa. If you feel like the Netherlands is the place for you, be sure to seek jobs with relocation assistance to make the moving process much smoother.

Search for tech jobs with relocation assistance in Amsterdam here →

Regardless of where in the world you might want to move to, there’s always a better chance to stay long-term if you have a stable, local job. Find tech jobs abroad here.